FHA VS Conventional loan programs in Normal, McLean County, Illinois
In 2025, the Conventional loan limit in Normal, located in the county of McLean, IL, is $726,200, whereas the FHA limit for a single-family home is $472,030.
With Lendersa® Conventional loan calculator, you can review today's top rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced tool shows USDA, FHA, VA, and Conforming Conventional loans side-by-side, guiding you in deciding which program in IL best fits your financial needs.
2025 Loan Limits and Down Payment Requirements in Normal, McLean, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 61761, 61790
Conventional and FHA Loan Options in Normal, IL
At Lendersa®, the aim is to quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose one of three options to find matching lenders and loan programs suited to you.
Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
