FHA VS Conventional loan in Normal, McLean County, Illinois

In 2025, the Conventional loan limit in Normal, located in the county of McLean, IL, is $726,200, whereas the FHA limit for a single-family home is $472,030.

With Lendersa® Conventional loan calculator, you can review today's top rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced tool shows USDA, FHA, VA, and Conforming Conventional loans side-by-side, guiding you in deciding which program in IL best fits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Normal, McLean, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 61761, 61790

Conventional and FHA Loan Options in Normal, IL

At Lendersa®, the aim is to quickly secure the best possible Conventional, USDA, or FHA loan with ease. Choose one of three options to find matching lenders and loan programs suited to you.

Lendersa USDA loan request outcomes


  • REEL MORTGAGE SOLUTIONS, LLC
  • 13501 SW 128th Street Unit 110, Miami, FL, 33186
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Strock & Tanner Mortgage Corporation
  • 8900 SW 117 Ave. Suite C-101, Miami, FL, 33186
  • Strock & Tanner is committed to providing both quality and efficient Reverse Mortgage services to the senior community throughout the States of Florida. We work diligently to find new and creative ways to meet the personal needs of each of our clients on an individual basis. The customer for life principle of doing business fuels every aspect.
  • Secure The Funding
  • 12940 SW 128 Street Suite 103, Miami, FL, 33186
  • Securethefunding is Primary Residential Mortgage, Inc.Here for all of your home financing needs. Let's Secure the funding together for regular updates and information about the home buying process. Learn alongside us with informative content that will have you on the path to securing the funding for your dream home.
  • Metro Fund, Inc.
  • 12002 SW 128th CT., Suite 206, Miami, FL, 33186
  • Metro Fund, Inc. is an experienced group of mortgage professionals in order to bring a wide array of mortgage products available to the public that aren’t found at your local bank. While most banks are hand picking their top tier customers,Metro Fund, Inc. has a long list of lenders with programs available to those that have dents in their credit.
  • All In One Mortgage Lenders Cape Coral Branch
  • 6780 SW 80th St, Miami, FL, 33143
  • At ll In One Mortgage Lenders. Our staff has over 100 years combined experience serving the Real Estate and Building Industry of Florida. We are located at 6780 Southwest 80 Street Miami, Florida 33143. We are available to answer any questions you might have 24/7. All In One Mortgage Lenders professionals have earned their excellent reputation
  • Abacus Lending LLC
  • 7301 Southwest 57 Court, Suite 515, South Miami, FL, 33143
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We thrive on the success and satisfaction of our clients. We will find you the best solution to meet your needs
  • Pioneer Bank
  • 705 East University Avenue, Suite A, Las Cruces, NM, 88001
  • Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.