FHA VS Conventional loan programs in Brookfield, Cook County, Illinois

In 2026, the limit for Conventional loans in Brookfield, within the county of Cook, IL, is set at $726,200. Simultaneously, the FHA loan limit for a single-family property is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and contrast the current leading rates of Conventional, FHA, and USDA loans. Ascertain the necessary income, credit ratings, reserves, and required documentation to qualify. Our state-of-the-art mortgage calculator provides a comprehensive comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in determining which program in IL is most suitable for your unique financial circumstances.

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Loan limits and down payment needs for 2026 in Brookfield, Cook county, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to zip codes: 60513

Discover Conventional and FHA loan options in Brookfield, IL

Lendersa® is committed to helping you efficiently find the most advantageous Conventional, USDA, or FHA loan option. Choose from these three pathways to connect with compatible lenders and suitable loan programs for your needs.

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Brookfield Lenders

  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • Lends in Illinois
  • First National Bank of Brookfield, your friendly hometown community bank.

    For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.

  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Lends in Illinois
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.

  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Lends in Illinois
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply

  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Lends in Illinois
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation

  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • Lends in Illinois
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.

  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Lends in Illinois
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.

  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • Lends in Illinois
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • Lends in Illinois
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.

  • Countryside Bank
  • 6734 Joliet Road, Countryside, IL, 60525
  • Lends in Illinois
  • Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio