FHA VS Conventional loan programs in Lyons, Cook County, Illinois

In 2026, the maximum Conventional loan in Lyons, situated in the county of Cook, IL, is $726,200. Meanwhile, the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's premier rates across Conventional, FHA, and USDA loans. Our cutting-edge mortgage calculator aids in understanding the income, credit, reserves, and documentation needed for qualification. It enables a comprehensive side-by-side examination of Conforming Conventional, USDA, FHA, and VA loans to help you determine the most suitable program for your financial objectives in IL.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Lyons, County of Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Please note that this comparison pertains to the following zip codes: 60534

Explore Conventional and FHA Loan Alternatives in Lyons, IL

Our mission at Lendersa® is to swiftly secure you the most advantageous Conventional, USDA, or FHA loan without complications. Choose from three key starting points to effectively align with appropriate lenders and loan options.

Lendersa USDA loan request and matching results


  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.

  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported.
    We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process

  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending

  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Empower You! LLC
  • 1409 North Honeysuckle, Lane Gilbert, AZ, 85234
  • "We can help you get the lifestyle you
    desire with the best loan options and
    most competitive rates in the industry! We want you to understand the loan process and how it affects you and your transaction. There are 8 basic steps to any mortgage loan whether it is a refinance or a purchase."

  • NationsChoice Mortgage
  • 3303 East Baseline Road, Gilbert, AZ, 85234
  • "Nations Choice Mortgage has built a strong reputation as a leading internet mortgage banker serving the needs of real estate professionals, builders and individual homeowners since 1994.
    Nations Choice Mortgage employs professionals that are ready, willing and able to make house calls to serve our clients nationwide."

  • STARBOARD FINANCIAL
  • 4145 E Baseline Rd, Gilbert, AZ, 85234
  • Starboard Financial is a full-service mortgage lender committed to client trust and satisfaction through every stage of the home buying process. We offer a broad spectrum of mortgage products that allow us to serve all our clients' home financing needs. From Jumbo to FHA, Conventional to VA and USDA, we have the loan for you.

  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.