FHA VS Conventional loan in Riverside, Cook County, Illinois

For the year 2026, the conventional loan limit in Riverside, located in Cook county, IL, is set at $726,200. The FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare and contrast today's top rates: Conventional, FHA, and USDA. Determine the necessary income, credit score, reserves, and documentation to qualify. By leveraging our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, which assists you in deciding which program suits your financial needs best in IL.

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2026 Loan Limits and Down Payment Requirements in Riverside, within Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 60546

Explore Conventional and FHA Loan Options in Riverside, IL

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three avenues to connect with applicable lenders and loan offers.

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Riverside Lenders

  • Bank of Brookfield
  • 9136 Washington Avenue, Brookfield, IL, 60513
  • Lends in Illinois
  • First National Bank of Brookfield, your friendly hometown community bank.

    For over 30 years, the Village of Brookfield was without a bank. In 1962 a group of ten businessmen founded the First National Bank of Brookfield, located in the Grand Boulevard business district. The bank was established during a period of rapid growth in Brookfield.

  • Epic Mortgage
  • 3728 Prairie Ave, Brookfield, IL, 60513
  • Lends in Illinois
  • Epic Mortgage. Our mortgage broker in Brookfield, IL, can assist with a wide range of mortgage loans. And instead of handing you a one-size-fits-all mortgage loan, we'll actually work with you and your needs to find the best answer for you. Our owner cares deeply about each client he works with and wants to make your experience with us memorable.

  • KeySmart Mortgage Co
  • 6847 West Cermak Road, Berwyn, IL, 60402
  • Lends in Illinois
  • KeySmart Mortgage Co was created with the consumer in mind, we are a veteran owned and operated company with nearly 40 years of combined experience. Commitment to service, respect and excellence are our core values. Our strength is our people, we are guided by the principle of respect.

  • Guaranteed Financial Corp
  • 6231 West Roosevelt Road, Berwyn, IL, 60402
  • Lends in Illinois
  • Guaranteed Financial is an Illinois residential mortgage company dedicated to one thing– fulfilling the American Dream.Our team serves the lending needs of home buyers, homeowners, real estate professionals & builders across the state by offering a host of diverse and flexible mortgage packages for customers with a variety of backgrounds and needs.

  • American Financial Solutions Inc
  • 6705 West 26th Street, Berwyn, IL, 60402
  • Lends in Illinois
  • American Financial Solutions Inc We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • CHICAGOLAND HOME MORTGAGE SERVICES
  • 10555 W. Cermak Rd, Suite 2, Westchester, IL, 60154
  • Lends in Illinois
  • Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply

  • LeaderOne Financial Corporation
  • 10150 W Roosevelt Rd, Westchester, IL, 60154
  • Lends in Illinois
  • Leader Oneis a mortgage banking firm that funds over $1.7 Billion annually in residential real estate purchase and refinance mortgage transactions.With corporate operations centralized in the Midwest, LeaderOne Financial Corporation is represented by hundreds of lending professionals with local branch offices throughout the nation

  • Central Credit Union
  • 1001 Mannheim Road, Bellwood, IL, 60104
  • Lends in Illinois
  • Since 1936, Central Credit Union has been a trusted, not-for-profit resource for financial services, education and advice. Because we're member owned,

    If you're looking for a safe, secure local alternative to your bank in the greater Chicago area, it's time to bring your business to Central Credit Union.

  • FNBC Bank & Trust
  • 620 West Burlington Street, La Grange, IL, 60525
  • Lends in Illinois
  • FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.