FHA VS Conventional loan programs in Riverside, Cook County, Illinois

For the year 2025, the conventional loan limit in Riverside, located in Cook county, IL, is set at $726,200. The FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare and contrast today's top rates: Conventional, FHA, and USDA. Determine the necessary income, credit score, reserves, and documentation to qualify. By leveraging our sophisticated mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA loans side by side, which assists you in deciding which program suits your financial needs best in IL.

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2025 Loan Limits and Down Payment Requirements in Riverside, within Cook, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 60546

Explore Conventional and FHA Loan Options in Riverside, IL

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three avenues to connect with applicable lenders and loan offers.

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  • AmeriSave Mortgage Corporation
  • 3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
  • "AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels. AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
  • RATECAPITAL INC
  • 2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
  • RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
  • 1st Legacy Capital LLC,
  • 270 Ridgeland Drive, Starkville, MS, 39759
  • 1st Legacy Capital was founded by Ken Freshwater & Andy Shurden in 2016. After nearly 40 years of combined mortgage experience, Ken & Andy formed 1st Legacy Capital LLC to provide consumers in Mississippi the premier resource for Mississippi Reverse Mortgage Loans. 1st Legacy is located in Starkville Mississippi & serves consumers state wide.
  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
  • Real Home Lending LLC
  • 2356 Jade Drive, Lawrenceville, GA, 30044
  • We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.
  • Martha Hernandez Financial Services Inc
  • 1098 Herrington Road, Suite 13, Lawrenceville, GA, 30044
  • MH Insurance Agency offers my clients great coverage at the best prices. I work with numerous insurance companies with various coverage areas, ranging from home and auto insurance to health and property coverage, so no matter what your insurance needs are, I have you covered. In addition, I speak both English and Spanish.
  • SkyPoint Federal Credit Union
  • 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874
  • SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
  • Mid Atlantic Federal Credit Union
  • 12820 Wisteria Dr, Germantown, MD, 20874
  • Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.
  • Capital Mortgage MD Inc
  • 13914 Carlson Farm Drive, Germantown, MD, 20874
  • Our mission is to serve our customers with honesty, integrity and competence to home buyers looking for financing and refinancing options with a fast turn around. We aim to provide home loans to our clients with interest rates and closing costs that are as low as possible. With each client we pledge to help