FHA VS Conventional loan programs in Carol-Stream, DuPage County, Illinois

For 2025, the conventional loan limit in Carol-Stream, located in the county of DuPage, IL, is set at $647,200, while the FHA cap is $420,680 for a single-family home, allowing homeowners varying financing options to suit their needs.

Leverage the power of the Lendersa® Conventional loan calculator to perform comparisons among today's best rates for Conventional, FHA, and USDA loans. It enables you to ascertain the income, credit, reserves, and documents necessary for qualification. Employ our advanced mortgage calculator to juxtapose Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the ideal program in IL that aligns with your distinct financial situation.

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Insights into Loan Limits and Down Payment Requirements in 2025 for Carol-Stream, DuPage, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This informative table is pertinent to the following zip codes: 60188, 60116, 60128, 60197, 60199

Explore Various Conventional and FHA Loan Opportunities in Carol-Stream, IL

Lendersa® is dedicated to helping you secure the most beneficial Conventional, USDA, or FHA loans swiftly, with minimal hassle. Choose from one of three distinct starting strategies, each connecting you with potential lenders and tailored loan solutions to match your needs.

Detailed results of Lendersa USDA loan request matches


  • The Mortgage Firm
  • 3669 SW 2nd Ave, Gainesville, FL, 32607
  • The Mortgage Firm Gainesville is a local residential mortgage lender offering unmatched customer service and collaboration to ensure our clients’ satisfaction. Our team genuinely cares about our customers and takes the time to listen, identify, and respond to questions and concerns with full transparency
  • Credit Union of the Rockies
  • 1010 Johnson Road, Golden, CO, 80401
  • Credit Union of the Rockies is a member-owned, not-for-profit financial institution that provides financial services to people who have a common bond through occupation, association or community. We were established in 1937 to service the Farm Security Administration in Denver.We strive to enrich lives in our mountain communities while helping you.
  • Colorado Unified Lending
  • 2801 Youngfield St, Suite 300, Golden, CO, 80401
  • Colorado Unified Lending is committed to finding the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make securing a mortgage simple and straightforward by offering you the latest in financial tools to enable you.
  • TLJmortgage LLC
  • 1898 Denver West Ct, Suite 1225, Golden, CO, 80401
  • Tljmortgage LLC is a Colorado Limited-Liability Company filed On October 10, 2012. The company's filing status is listed as Good Standing and its File Number is 20121565463. The Registered Agent on file for this company is Teree L Johnson and is located at 1898 Denver West Ct Suite #1225, Golden, CO 80401.
  • Maine Mortgage Solutions LLC
  • 114 Holmes Rd, Scarborough, ME, 04074
  • Maine Mortgage Solutions LLC is your source for finding the right home financing option that suits your needs and budget. Whether you're a first-time homebuyer, bought and sold a hundred homes, or looking to invest we can help you. Mark Violette is the owner of Maine Mortgage Solutions LLC
  • Blue Stripe Mortgage
  • 15 Tenney Lane, Scarborough, ME, 04074
  • Blue Stripe Mortgage is a family business that is locally owned and operated in Scarborough, Maine. We have been helping clients throughout the entire state of Maine with their mortgage needs since 2005. Whether you are purchasing a new home, or refinancing your current home, we will guide you through every step of the mortgage process with ease.
  • Assured Mortgage Solutions
  • 383 US Route One, Suite 1F, Scarborough, ME, 04074
  • "Assured Mortgage Solutions is a well established local Mortgage Company with over 25 years of combined experience in the industry. Since 2008, the two experienced Mortgage Professionals that created Assured Mortgage Solutions, have helped many Maine families achieve mortgage financing through our use of nationwide and local resources."
  • HOME HARBOR FINANCIAL, LLC
  • 101 E Town Pl, Suite 130, Saint Augustine, FL, 32092
  • The Home Harbor Financial Mortgage Team is your premiere mortgage team located in the oldest city in the nation, St. Augustine, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Florida area.
  • Countryplace Mortgage
  • 113 Nature Walk Parkway Suite 105, Saint Augustine, FL, 32092
  • Countryplace Mortgage is a direct lender with both Fannie Mae and FHA. That means that we can offer you the most competitive rates, with down payments as low as 3.5%. When financing a manufactured, mobile, or modular home, it is important that you are working with a mortgage professional that understands these unique properties.