FHA VS Conventional loan in Wheaton, DuPage County, Illinois

In 2025, the Conventional loan cap for Wheaton, situated in the county of DuPage, IL, is set at $726,200. Meanwhile, for a single-family residence, the FHA boundary is $472,030.

Explore loan options with the Lendersa® Conventional loan tool, which lets you analyze today's top rates for Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and paperwork for qualification. Our comprehensive mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the optimal program in IL that suits your financial circumstances.

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Loan thresholds and down payment criteria for Wheaton, county of DuPage, IL in 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The aforementioned table correlates with these zip codes: 60187, 60189

Options for Conventional and FHA loans in Wheaton, IL

The primary aim of Lendersa® is to secure an ideal Conventional, USDA, or FHA loan for you, ensuring it's swift and stress-free. Choose from three initialization points that align with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mechanics Bank
  • 915 Highland Park Drive, Suite 450, Roseville, CA, 95678
  • Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.
  • Homes For Veterans
  • 12 South Grant Street, Roseville, CA, 95678
  • The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.
  • Platinum Mortgage Company
  • 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
  • Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.
  • Community Home Mortgage
  • 12 South Grant Street, Roseville, CA, 95678
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Granite Equity Group Inc
  • 311 Judah Street, Suite 100, Roseville, CA, 95678
  • The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.
  • Point Equity Residential Lending
  • 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
  • "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy. Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"
  • Dennis Knight
  • 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
  • "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes. Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."
  • Brizzi Financial - Mortgage Professionals
  • 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
  • We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed
  • ChoiceOne Funding
  • 2941 Sunrise Blvd, Suite 220, Rancho Cordova, CA, 95742
  • ChoiceOne Funding has built its foundation on the highest level of honesty and integrity. Our qualified and licensed professionals have over 20 years experience and offer expertise in every area of mortgage lending: Conventional, FHA, VA, USDA, Section 184 Native American Loans and Reverse Mortgages.
  • JC Mortgage
  • 4350 West Avenue, Suite 2, Atwater, CA, 95301
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Real Estate by Paula & Shay Mortgage
  • 4722 La Puma Court, Camarillo, CA, 93012
  • Real Estate by Paula & Shay Mortgage is a prestigious real estate and mortgage brokerage company with nearly 30 years experience in real estate sales and financing. With expertise in all aspects of real estate, we assist our clients in achieving their home ownership and financing dreams.