FHA VS Conventional loan programs in 2025 for Wheaton, DuPage County, Illinois

In 2025, the Conventional loan cap for Wheaton, situated in the county of DuPage, IL, is set at $726,200. Meanwhile, for a single-family residence, the FHA boundary is $472,030.

Explore loan options with the Lendersa® Conventional loan tool, which lets you analyze today's top rates for Conventional, FHA, and USDA loans. Evaluate necessary income, credit, reserves, and paperwork for qualification. Our comprehensive mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the optimal program in IL that suits your financial circumstances.

Compare loan offers from 100 lenders

Loan thresholds and down payment criteria for Wheaton, county of DuPage, IL in 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The aforementioned table correlates with these zip codes: 60187, 60189

Options for Conventional and FHA loans in Wheaton, IL

The primary aim of Lendersa® is to secure an ideal Conventional, USDA, or FHA loan for you, ensuring it's swift and stress-free. Choose from three initialization points that align with compatible lenders and loan programs.

Lendersa USDA loan request and matching results


  • Swift Lending
  • 902 Clintmoore Rd #220, Boca Raton, FL, 33487
  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
  • 6971 North Federal Hwy Suite 103, Boca Raton, FL, 33487
  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
  • Layla Capital
  • 7777 Glades Road, Suite 309, Boca Raton, NY, 33434
  • Layla Capital is a direct lender based in Boca Raton, FL (formerly New York City) that specializes in small to middle market debt opportunities in primary and secondary markets nationwide, with a greater focus on the East Coast and Midwest.Layla Capital’s lending platform offers loans up to $15 million.
  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.
  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.
  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check
  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
  • U.S. Mortgage of Texas
  • 4800 N. Federal Hwy, Bldg E, Suite 200, Boca Raton, FL, 33431
  • US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying.