FHA VS Conventional loan programs in Cary, McHenry County, Illinois
For the year 2026, the cap on Conventional loans in Cary, within McHenry county of IL, is $726,200, whereas the FHA limit stands at $472,030 for a single-family dwelling.
Using the Lendersa® Conventional loan calculator, you can compare today's leading Conventional, FHA, and USDA rates. You'll also find out the income, credit score, reserves, and paperwork needed for qualification. Our innovative mortgage calculator places Conforming Conventional loans, as well as USDA, FHA, and VA offerings, side by side, allowing you to determine the most suitable program in IL for your financial scenario.
Loan limits and down payment conditions for 2026 in Cary, McHenry county, IL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is valid for these zip codes: 60013
Options for Conventional and FHA loans in Cary, IL
At Lendersa®, our goal is to quickly and smoothly connect you with the best possible Conventional, USDA, or FHA loan options available. Choose one of these three starting points to match with lenders and loan programs that meet your needs.
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
Crystal Lake Bank & Trust Company, National Association
70 N. Williams St, Crystal Lake, IL, 60014
Lends in Illinois
Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.
64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
Lends in Illinois
At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.
282 Memorial Court, Unit C, Crystal Lake, IL, 60014
Lends in Illinois
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
421 N Northwest Highway, Suite 22, Barrington, IL, 60010
Lends in Illinois
Our mission at Fidelity Mortgage Capital is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
421 North Northwest Highway, Suite 16, Barrington, IL, 60010
Lends in Illinois
We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process. Our goal is to help the you find a loan that fits your unique needs.
840 S Northwest Highway, Suite 202, Barrington, IL, 60010
Lends in Illinois
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing the lowest interest rates and closing costs possible. Futhermore, we pleadge to help borrowers overcome roadblocks that can arise while securing a loan.
10 Executive Court, Suite 2, South Barrington, IL, 60010
Lends in Illinois
ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
