FHA VS Conventional loan in Cary, McHenry County, Illinois

In 2025, Convetional loan limit in Cary, county of McHenry, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Cary, county of McHenry, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60013

Conventional and FHA loan options in Cary, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • BRC Loans
  • 9100 Wilshire Boulevard, Suite 880 West Tower, Beverly Hills, CA, 90212
  • BRC Advisors – BH, Inc. is a full service commercial real estate company. In addition to its expertise as a Transactional Commercial Real Estate Brokerage, BRC Advisors – BH, Inc. has considerable success overseeing commercial leasing. It combines a wealth of brokerage and advisory experience within a strategically aligned network of programs. With
  • CS Financial
  • 9595 Wilshire Blvd. Suite 801, Beverly Hills, CA, 90212
  • CS Financial, Inc. is California’s leading independent residential and commercial mortgage brokerage firm. As both banker and broker, CS Financial has the independence and flexibility to move with greater efficiency within the marketplace, acting quickly to deliver the best product at the best price.
  • United Freedom Mortgage
  • 7136 Haskell Avenue, Suite 107, Van Nuys, CA, 91406
  • United Freedom Mortgage was born from the idea that the dream of owning a home is at the reach of everyone. With over 25 years of combined experience in Mortgage Loans and Real Estate, we commit to helping you find the best deals to own a house & make your dream a reality. We have helped hundreds of families relocate to their ideal home at a price
  • Funding L.A.
  • 7120 Hayvenhurst Avenue, Suite 217, Lake Balboa, CA, 91406
  • Jennifer founded the Gamero Group. This has set her apart from the rest by providing her clients with added services and support in areas such as, transaction coordinating,high tech marketing and client relations. Whether you are looking for a modest starter home or a luxury estate, Jennifer Gamero is here for all your Real Estate needs
  • National Trust Lending
  • 7100 Hayvenhurst Avenue, Suite 101, Van Nuys, CA, 91406
  • "Mortgage Planners at National Trust Lending take the time to listen to your overall financial goals and dreams of homeownership, and then work with you to put together the best loan program for you.We offer a variety of loan programs for our customers at competitive rates including: Fixed Rate Adjustable Rate Conventional FHA va Jumbo"
  • Streit Lending
  • 15350 SHERMAN WAY STE 210, Van Nuys, CA, 91406
  • Streit Lending (www.streitlending.com) is the bridge and construction lending business affiliated with the Streit Family. We provide borrowers with direct access to private capital through the financial strength and liquidity of the Streit Family. All loans are funded using the Streit Family balance sheet.
  • RealSell Mortgage
  • 1212 West Gardena Boulevard, Suite E, Gardena, CA, 90247
  • RealSell Mortgage is provide a large selection of mortgage products. Please don’t hesitate to call and ask me any questions you might have. This process is all about you and your needs. Mortgage financing is a critical part of real estate investing One thing you will get with me is a personal relationship, In the end, that goes a long way
  • Gardena Financial Mortgage
  • 1516 West Redondo Beach Boulevard, Gardena, CA, 90247
  • Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
  • Prestige Residential Loans LLC
  • 4970 Southwest Griffith Dr, Suite 205, Beaverton, OR, 97005
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with low interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.