FHA VS Conventional loan programs in 2025 for Crystal-Lake, McHenry County, Illinois
For 2025, conventional loan ceiling in Crystal-Lake, which is part of McHenry county, IL, sits at $647,200. Meanwhile, the FHA cap is $420,680 for a single-family residence.
Lendersa® offers a sophisticated Conventional loan calculator that allows users to examine the current top rates, comparing loans like Conventional, FHA, and USDA. Through this tool, you can assess the required income, credit levels, reserves, and paperwork essential for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, empowering you to determine which financial program in IL suits your needs best.
2025 Loan Limits and Down Payment Criteria in Crystal-Lake, McHenry, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$303,600
0%
FHA
$420,680
3.5%
This table is relevant for zip codes: 60014, 60012, 60039
Explore Conventional and FHA Loan Possibilities in Crystal-Lake, IL
Lendersa® is committed to finding you the best Conventional, USDA, or FHA loans efficiently and with minimal hassle. Opt for one of three pathways, each linking you to suitable lenders and loan programs tailored to your needs.
Joplin Metro Credit Union has been open since 1950. The credit union has assets totaling $46.41 Million and provides banking services to more than 5, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Great Plains Federal Credit Union was formed in June 1950 at its former home office location outside Pittsburg, Kansas at the Jayhawk Plant. The original charter was under the name Spencer Chemical Employees Federal Credit Union and served employees of Spencer Chemical Company of Kansas City, Missouri.
The Mortgage House team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Knoxville Firefighter's FCU is a member owned, not for profit, financial co-operative offering services that foster effective and efficient operations to promote participation to all those within the defined field of membership. Our goal is to provide quality service, education, competitive credit, and the best value for our members' deposits.
In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our members succeed and increase their financial strength The year was 1952. The place was at the Orchard Park High School. Several employees were gathered, earnestly discussing ways to help school employees
HB&O Funding Company is committed to educate, assist and deliver all available real estate financing options to meet our client's short & long term goals and/or personal dreams. We will operate our company with an atmosphere of respect, professionalism, personal growth and diversity. Employees and clients will be considered life long-relationships.
First National Bank of Pulaski is a Bank with operations in two states. First National Bank of Pulaski offers numerous mortgage programs including conventional, FHA, VA and construction mortgages As a community Bank with a commitment to help our neighbors, we promise you’ll enjoy convenience without getting lost in the shuffle.
