FHA VS Conventional loan programs in Lakewood, McHenry County, Illinois

In 2025, the limit for Conventional loans in Lakewood, located in the county of McHenry, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to review today's top rates among Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side to choose which program in IL best fits your financial situation.

Consider offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Lakewood, McHenry County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 60014, 60098

Conventional and FHA Loan Options in Lakewood, IL

The goal of Lendersa® is to quickly and easily provide you with the best Conventional, USDA, or FHA loan. Pick one of the three starting options to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Sun Financial Group
  • 23120 Alicia Parkway, Trabuco Canyon, CA, 92679
  • Sun Financial Group Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Serving our customers with honesty, integrity and competence Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We’ve been helping customers.
  • Assets America, Inc.
  • 800 5th Ave, Suite 101, Seattle, WA, 98104
  • Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
  • Seattle’s Mortgage Broker
  • 506 2nd Ave, Suite 1400, Seattle, WA, 98104
  • At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
  • Churchgate Mortgage
  • 1338 Center Court Drive, Suite 111, Covina, CA, 91724
  • Churchgate Mortgage is a premier California-based mortgage company located in Covina, CA. Churchgate Mortgage brings many years of experience to every loan we originate, and we have earned a successful reputation for our extremely client-oriented philosophy. We take pride in providing our customers with excellent service and low rates.
  • Calderon, Jaime Alejandro
  • 1272 Center Court, Suite 206, Covina, CA, 91724
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PACIFIC HORIZON LENDING
  • 917 North Grand Avenue, Covina, CA, 91724
  • At Pacific Horizon Lending, we pride ourselves on our role in the mortgage industry. As a Full-Service Direct Lender and Mortgage Broker, we operate a team of experienced professionals who know how to handle the complex details involved in mortgage lending. From purchasing to refinancing, we do it all.
  • Loan Advisor Group Inc.
  • 908 S Village Oaks Dr, Suite 200, Covina, CA, 91724
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Pacific Loanworks, Inc
  • 461 Grand Ave, Covina, CA, 91724
  • Pacific Loanworks, Inc. has been a family-run company specializing in Trust Deed loans and investments for over a decade. We have an unwavering commitment to quality product and service for both borrowers and investors. Our track record is impeccable and we have hundreds of satisfied return clients