FHA VS Conventional loan in Carlyle, Clinton County, Illinois

In 2025, the Conventional loan limit in Carlyle, situated within Clinton county, IL, is $726,200. The FHA limit, on the other hand, is $472,030 for a single-family home.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. This tool helps you determine the required income, credit, reserves, and qualification documents. With our sophisticated mortgage calculator, compare side by side Conforming Conventional loans, USDA, FHA, and VA loan options, making it easier to choose the best program in IL for your specific financial scenario.

Examine offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Carlyle, Clinton County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to the following zip codes: 62231

Explore Conventional and FHA Loan Options in Carlyle, IL

Lendersa® is committed to delivering the best Conventional, USDA, or FHA loan swiftly and effortlessly to meet your needs. Choose from three different starting approaches to find compatible lenders and loan programs.

Results from Lendersa's USDA loan request and matching


  • MB Capital Ventures
  • 2604B El Camino Real, Ste 156, Carlsbad, CA, 92008
  • MB Capital Ventures specializes in real estate and project finance. We focus on providing better terms for all types of real estate transactions and development projects. There is not an asset class or size we cannot touch. Most of our deals are between $1M and $10M. We have incredibly attractive financing programs for $25M+.
  • America One Mortgage Group
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • America One Mortgage Group, where we specialize in residential mortgages. At America One Mortgage Group, we will find a loan that fits each borrower. Unlike big Banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Keystone Financial Services LLC
  • 4308 Sea Bright Drive, Carlsbad, CA, 92008
  • Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
  • The Kolesar Team
  • 5790 Fleet Street, Suite 130, Carlsbad, CA, 92008
  • The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience. Our home loan programs will win your business; our service will earn your trust.Get a home loan in less t
  • MortgageOne, Inc.
  • 5860 Owens Ave, Suite 130, Carlsbad, CA, 92008
  • MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
  • MORTGAGE MAX INC
  • 1015 Chestnut Ave, Carlsbad, CA, 92008
  • Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well. We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
  • M H Loans Corporation
  • 2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
  • MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.