FHA VS Conventional loan in Chicago, Cook County, Illinois

In 2025, Convetional loan limit in Chicago, county of Cook, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chicago, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60018, 60649, 60641, 60640, 60643, 60642, 60645, 60644, 60647, 60646, 60616, 60617, 60614, 60615, 60612, 60613, 60610, 60611, 60618, 60619, 60827, 60638, 60639, 60634, 60636, 60637, 60630, 60631, 60632, 60633, 60605, 60604, 60607, 60606, 60601, 60603, 60602, 60609, 60608, 60106, 60661, 60660, 60659, 60652, 60653, 60651, 60656, 60657, 60654, 60655, 60623, 60622, 60621, 60620, 60626, 60625, 60624, 60629, 60628, 60707, 60499, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60694, 60695, 60696, 60699

Conventional and FHA loan options in Chicago, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • AgentsLender
  • 8191 College Parkway Suite 203, Fort Myers, FL, 33919
  • As a Ft Myers native, I enjoy working closely with many of the Top Real Estate Agents in Southwest Florida helping their first time home buyers, vacation homebuyers, and property investors purchase their piece of paradise. In the ever changing finance industry, experience is critical to making your home buying experience as smooth as possible.
  • VanDyk Mortgage
  • 8280 College Pkwy Suite 101, Fort Myers, FL, 33919
  • VanDyk Mortgage Corporation is a privately owned National Mortgage Banker and Broker headquartered in Grand Rapids, Michigan. We have a second corporate location in the Tampa Bay, Florida area. Our company was organized in 1987 by founder and CEO Thomas L. VanDyk. Mortgage Corporation is a privately owned National Mortgage Banker
  • Florida Mortgage Funding Group LLC
  • 1642 Medical LN, Suite A, Fort Myers, FL, 33907
  • Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
  • Island Mortgage of SWFL Inc
  • 5237 Summerlin Commons Blvd, Suite 337, Fort Myers, FL, 33907
  • We specialize in Conventional, FHA, VA, and Jumbo loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan for you and your family. We offer many loan programs that banks do not offer, and we can get you to the closing table faster too!
  • FLORIDA MORTGAGE FUNDING GROUP LLC
  • 1642 Medical Lane Suite A, Fort Myers, FL, 33907
  • Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • VIP Realty Group, Inc.
  • 13131 University Dr, Fort Myers, FL, 33907
  • VIP Realty Group, Inc. is a large contingent of Realtors in the SW Florida area. We have offices in Fort Myers, Naples, Sanibel Island & Captiva Island, and Fort Myers Beach. We have many agents with certain specialties, so if you have a specific product that you would like to bring to the marketplace
  • Western Commerce Bank
  • 127 S. Canyon St, Carlsbad, NM, 88220
  • Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
  • Loyalty Home Loans Inc
  • 9069 South East Bridge Road, Suite B, Hobe Sound, FL, 33455
  • As a brokerage, we are able to secure the financing that will often "beat the bank" and with a much more personal and streamline process. We are proud to be your loyal partner in home financing. The best thing I can do in life is to make other people happy in anyway possible. Loyalty Home Loans Established in 2015.
  • High Desert Home Lending
  • 6417 Pojoaque Dr, Albuquerque, NM, 87120
  • High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
  • Premier Mortgage Advisors LLC
  • 6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
  • Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.