In 2025, the conventional loan limit in Chicago, within Cook county, IL, is $726,200, compared to the FHA limit of $472,030 for a single-family home.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. This advanced calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which lending program is best suited to your financial situation in IL.
Compare 100 lenders' loan offers
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $0 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison applies to the zip codes: 60018, 60649, 60641, 60640, 60643, 60642, 60645, 60644, 60647, 60646, 60616, 60617, 60614, 60615, 60612, 60613, 60610, 60611, 60618, 60619, 60827, 60638, 60639, 60634, 60636, 60637, 60630, 60631, 60632, 60633, 60605, 60604, 60607, 60606, 60601, 60603, 60602, 60609, 60608, 60106, 60661, 60660, 60659, 60652, 60653, 60651, 60656, 60657, 60654, 60655, 60623, 60622, 60621, 60620, 60626, 60625, 60624, 60629, 60628, 60707, 60499, 60664, 60666, 60668, 60669, 60670, 60673, 60674, 60675, 60677, 60678, 60680, 60681, 60682, 60684, 60685, 60686, 60687, 60688, 60689, 60690, 60694, 60695, 60696, 60699
Lendersa® aims to quickly provide you with the best available Conventional, USDA, or FHA loan, hassle-free. Choose from one of three starting options to find matching lenders and their loan offerings.
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