Explore the differences! FHA VS Conventional loan programs in Des-Plaines, Cook County, Illinois

In 2025, Convetional loan limit in Des-Plaines, county of Cook, IL is $647,200 while FHA limit is $420,680 for a single-family home.

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Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Des-Plaines, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60018, 60016, 60017, 60019

Conventional and FHA loan options in Des-Plaines, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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  2. Find Conventional USDA and FHA rates & terms before anything else
  3. Search the largest database of Conventional lenders
Lendersa USDA loan request and matching results



  • Luxe Mortgage Lending, Inc.
  • 1555 Howell Branch Rd, Ste B4, Winter Park, FL, 32789
  • Luxe Mortgage Lending Inc. Is a full-service mortgage company that assists borrowers looking to purchase re-finance or renovate. We offer loan products such as FHA, FHA Renovation Loan, VA, USDA, Conventional, Jumbo, & Homes For Heros Loans. Luxe Mortgage Lending prides itself on building long-lasting relationships with excellent customer service

  • First Florida Lending
  • 228 Park Avenue North, Suite J, Winter Park, FL, 32789
  • First Florida Lending we believe that the process of obtaining a mortgage should be streamlined and hassle free. We are experts, and our knowledge, experience, and network of options and resources allows us to design programs to meet your needs. We know your time is valuable, so our goal is to make your experience simple, efficient, and seamless.

  • Allied Mortgage Group
  • 941 W. Morse Boulevard, Ste 100,, Winter Park, FL, 32789
  • Allied Mortgage Group, Inc. is a national residential mortgage banker based outside Philadelphia. We serve consumers directly as well as third parties such as Financial Planners, Banks, Credit Unions and Brokers through our Affinity and Wholesale Lending platforms. More information on the company is located at https://alliedmg.com/

  • Boyd Management
  • 1085 W Morse Blvd, Winter Park, FL, 32789
  • Boyd Management, LLC is a Direct Private Money Lender for real estate investments. There’s no middleman; we are a direct source of private capital which means more flexibility, faster funding, & stronger relationships. Boyd Management is located in Winter Park, FL (Orlando Area). We currently lend in all of Florida & Georgia.

  • Anchor Bay Finanical LLC
  • 4641 Mitchell Rd, Land O Lakes, FL, 34638
  • "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."

  • MIB Mortgage LLC
  • 19731 Ellendale Drive, Land O Lakes, FL, 34638
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Equifirst Lending
  • 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
  • Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.

  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.

  • JD Lending Group Inc.
  • 1412 W Colonial DR, Suite 100, Orlando, FL, 32804
  • JD Lending Group Inc. offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time home buyer, buying a second home, or interested in refinancing your mortgage, we're here to guide you through the process. We work with over 25 of the nation's top lenders
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