FHA VS Conventional loan in Chicago-Heights, Cook County, Illinois

For 2025, the set Conventional loan limit in Chicago-Heights, located in Cook county, IL, is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Determine your income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the most suitable program in IL for your financial condition.

Browse loan offers from a network of 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Chicago-Heights, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This comparison table is relevant to zip codes: 60411, 60412

Explore Conventional and FHA Loan Options in Chicago-Heights, IL

The goal of Lendersa® is to provide the best available Conventional, USDA, or FHA loans quickly and effortlessly. Select one of three approaches to connect with lenders and explore their loan programs.

Results for Lendersa USDA loan requests


  • Oak View National Bank
  • 128 Broadview Ave, Warrenton, VA, 20186
  • At Oak View National Bank, our commercial lending program is focused on tailoring a loan to your exact need while providing fast, local service. As your local community bank, we make all loan decisions locally and go the extra mile to ensure your commercial loan is right for your needs.
  • FOOTE CAPITAL MORTGAGE COMPANY
  • 17 East High Street, Suite 102, Carlisle, PA, 17013
  • Headquartered in historic downtown Carlisle, Pennsylvania, Foote Capital Mortgage Company is a residential mortgage lender founded in 2006 by veteran bankers Shaun R. Foote and Rebecca Howell Foote. As a direct lender, Foote Capital has the distinct advantage of handling loan processing, underwriting, closing and funding its clients
  • Platinum FCU
  • 2035 Sugarloaf Cir, Duluth, GA, 30097
  • Platinum Federal Credit Union was founded in December 1999 to serve the financial needs of Shia Imami Ismaili Community Members. we are among the fastest growing credit union.Our mission is to provide convenient sources of credit and other financial services to allow our members to accomplish their financial goals
  • PRIMATA Mortgage LLC
  • 11555 Medlock Bridge Rd, Suite 100, Johns Creek, GA, 30097
  • We have been making property ownership dreams comes true for many families for many years and we are passionate about what we do. We believe ownership positions you for wealth creation. The key is understanding that a mortgage is a tool that can be leveraged to position you advantageously, and with the right mortgage strategy you can build wealth.
  • Prime Home Loans Inc
  • 2444 Highway 120, Suite 101, Duluth, GA, 30097
  • Prime Home Loans Inc Founded in 2004 offers the most efficient and the simplest way to getting a mortgage. Getting your mortgage approved is very similar to an artistic drawing. We gather all the required documents to really help you get the clear picture on a product that can fit your needs.
  • Integrity Capital Loans LLC
  • 11555 Medlock Bridge Road, Suite 100, Johns Creek, GA, 30097
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Georgia United Credit Union
  • 6705 Sugarloaf Parkway, Duluth, GA, 30097
  • Georgia United Credit Union is an award-winning financial institution. Established in 1958, Georgia United is ranked as one of the largest and strongest credit unions in Georgia. We have locations across Georgia and 100, 000 surcharge-free ATMs across the globe. As a not-for-profit financial institution,
  • 123 MORTGAGE CORPORATION
  • 6290 Abbotts Bridge Rd, Suite 604, Duluth, GA, 30097
  • 123 Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Abshier Investments Inc D|B|A One Source Mortgage
  • 4532 Willow Oak Trail, Powder Springs, GA, 30127
  • One Source Mortgage in pursuit of the lowest rates and best service for his clients and Henry is also certified as a Loan Origination Pre-Licensing Trainer and currently teaches the NMLS 20-hour course which is required for new loan originators in the United States. This experience has awarded Henry a vast knowledge.
  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
  • American National Bank & Trust Company
  • 628 Main St, Danville, VA, 24541
  • American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
  • Finger Lakes Federal Credit Union
  • 7 Seneca Street, Geneva, NY, 14456
  • People You Know. Service You Trust. We are dedicated to providing you with loan and deposit products designed with your needs in mind. We're open to the community! If you live, work, worship, volunteer, or attend school in Ontario, Seneca, or Yates County, or if you are a member of an immediate family or household of those within the field of mem