FHA VS Conventional loan in Chicago-Heights, Cook County, Illinois

In 2025, Convetional loan limit in Chicago-Heights, county of Cook, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Chicago-Heights, county of Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 60411, 60412

Conventional and FHA loan options in Chicago-Heights, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Meridox Mortgage
  • 8175 East Kaiser Boulevard, Suite 206, Anaheim, CA, 92808
  • Meridox Real Estate and Mortgage is a family owned brokerage firm, established in 2007. Our core values encompass customer service, strong communication, and timely execution. Our experienced team is equipped to execute all faucets of your real estate transactions, including buying, selling, and finding the best suited financial option.
  • Infinite Quality Lending Inc
  • 160 South Old Springs Road, Suite 153, Anaheim, CA, 92808
  • IQ Lending is a relatively small Mortgage Broker with less than 10 licensed loan officers. We have been in business since 2006 and our people have more than 100 years experience between them. By staying small and hiring only experienced loan officers we can give more time and attention to detail to our clients. Our goal is to provide the best rate
  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
  • Zero Point Loans Inc.
  • 4440 Twain Avenue, Suite 101, San Diego, CA, 92120
  • Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.
  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.