For 2026, the set Conventional loan limit in Chicago-Heights, located in Cook county, IL, is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare the best rates for Conventional, FHA, and USDA loans available today. Determine your income, credit score, reserves, and required documents for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, assisting in selecting the most suitable program in IL for your financial condition.
Browse loan offers from a network of 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $0 | 0% |
| FHA | $420,680 | 3.5% |
This comparison table is relevant to zip codes: 60411
The goal of Lendersa® is to provide the best available Conventional, USDA, or FHA loans quickly and effortlessly. Select one of three approaches to connect with lenders and explore their loan programs.
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