FHA VS Conventional loan in Steger, Cook County, Illinois

For 2025, the limit for a Conventional loan in Steger, within the county of Cook, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. This calculator helps in understanding the income, credit, reserves, and documentation required for qualification. Our advanced tool allows for side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable option for your financial conditions in IL.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Steger, Cook County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60475

Available Conventional and FHA Loan Options in Steger, IL

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Start with one of three pathways to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
  • Aspen Home Mortgage Group, Inc.
  • 19844 Meredith Dr., Derwood, MD, 20855
  • At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.
  • Campus Credit Union
  • 1845 N Fairmount Street, Wichita, KS, 67260
  • Campus Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members, and to invest savings of its members, remains the same today.Credit Union was established in May 1952. Its original purpose, to promote thrift by receiving savings from members, make loans to members.
  • Griffin Capital
  • 1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
  • Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
  • Quality First Mortgage
  • 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031
  • Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
  • The Mortgage Store, LLC
  • 10534 Burke Lake Road, Fairfax Station, VA, 22039
  • The Mortgage Store, LLC, where you'll find the lowest rates and closing costs available! When you're looking for a mortgage broker in Texas or Virginia that is dedicated to customer service, reach out to us-we'll discuss your financing needs and match you with the loan that suits your budget.
  • First Capital Federal Credit Union
  • 1601 Kenneth Road, York, PA, 17408
  • This credit union was originally established as the S. Morgan Smith Credit Union and incorporated under the laws of the Commonwealth of Pennsylvania on December 23, 1954. It became known as the Allis Chalmers Credit Union upon that company's acquisition of the S. Morgan Smith Company on April 1, 1959.
  • Hershey Federal Credit Union
  • 232 Hershey Road, Hummelstown, PA, 17036
  • Heritage FCU was formed in 1965, as Warrick Employees FCU, by employees of ALCOA Warrick Operations in Newburgh, IN.Hershey Federal Credit Union is a financial services cooperative, existing to serve our membership and our communities by providing affordable access to credit, offering beneficial financial services, and engaging in our communities.