FHA VS Conventional loan programs in Steger, Cook County, Illinois

For 2025, the limit for a Conventional loan in Steger, within the county of Cook, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates among Conventional, FHA, and USDA loans. This calculator helps in understanding the income, credit, reserves, and documentation required for qualification. Our advanced tool allows for side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, guiding you to select the most suitable option for your financial conditions in IL.

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2025 Loan Limits and Down Payment Requirements in Steger, Cook County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60475

Available Conventional and FHA Loan Options in Steger, IL

The goal of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and with ease. Start with one of three pathways to find matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Asset Lending TX
  • PO Box 1652, Buda, TX, 78610
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • USF Federal Credit Union
  • 13302 USF Palm Drive, Tampa, FL, 33612
  • USF Federal Credit Union, we realize that everyone needs a little help every now and then, and that’s what we’re all about. We’re here to help University of South Florida’s faculty, staff, students, alumni association members and their families with their financial needs. We’ve been helping people since 1959.
  • NorthStar Lending LLC
  • 10235 Harney Road, Thonotosassa, FL, 33592
  • We have been in the loan origination business for many successful years. This longevity and confidence comes from our mortgage services to a great many homeowners, and their recommendations to others that result in repeat referral business. Our mission is to be a shining light that will guide our customers.
  • City County Employees Credit Union
  • 1810 N Belcher Rd, Clearwater, FL, 33765
  • City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
  • Bluewater Funding LLC
  • 5694 Baywater Drive, Tampa, FL, 33615
  • Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools
  • Elegant Financial Services Corp
  • 5811 Memorial Highway, Suite 201, Tampa, FL, 33615
  • We provice services for traditional buyers, first-time homebuyers, distressed homeowners, banks, luxury homes, high rises & condominiums, residential resale, buyer representation, rental property management, investor portfolio development, short sale processing and bank-owned property/REO.
  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • Finibi Mortgage Inc
  • 9692 Pacific Pines Court, Orlando, FL, 32832
  • We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
  • Nona Mortgage LLC
  • 10133 Chorlton Circle, Orlando, FL, 32832
  • Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
  • FiCare Federal Credit Union
  • 300 Jeffords St, Suite A, Clearwater, FL, 33756
  • FiCare exists to serve our members. We are the credit union tailor-made for healthcare professionals in Florida. We serve you with complete financial services, competitive rates, and personal care extending beyond your financial health. We are federally insured by the National Credit Union Administration, so you can be confident banking