For 2026, the loan limit for Conventional borrowing in Bethalto within Madison county, IL, is $726,200. Meanwhile, the FHA ceiling for a single-family home stands at $472,030.
Use Lendersa®'s Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documentation to qualify with the help of our advanced mortgage calculator, which provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This assists you in finding the best program tailored to your financial situation in IL.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table is relevant for these zip codes: 62010
Lendersa® aims to secure for you the best possible Conventional, USDA, or FHA loan promptly and smoothly. Choose one of three available pathways to find matching lenders and loan programs.
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