FHA VS Conventional loan in Rosewood-Heights, Madison County, Illinois

In the year 2025, the Conventional loan limit for Rosewood-Heights, located in Madison, IL, is $647,200. Conversely, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate the best rates available today across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents required to qualify. Use our advanced mortgage calculator to see a side-by-side analysis of Conforming Conventional loans, USDA, FHA, and VA options, aiding in selecting the optimal program in IL suited to your financial circumstances.

Review offers from 100 different lenders

Loan Limits and Downpayment Requirements for 2025 in Rosewood-Heights, Madison County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for the following zip codes: 62024, 62018

Explore Conventional and FHA Loan Solutions in Rosewood-Heights, IL

The ambition of Lendersa® is to promptly and effortlessly secure the best possible Conventional, USDA, or FHA loans for you. Opt for one of three starting strategies that ensure alignment with suitable lenders and loan choices.

See results for Lendersa USDA loan requests


  • CalHomes
  • 510 Lawrence Expressway, Suite 209, Sunnyvale, CA, 94085
  • "CalHomes - Real Estate & Mortgage. CalHomes is located in the center of Silicon Valley. CalHomes caters to New Immigrants, Fresh Graduates and Well Established employees and investors. CalHomes covers all the counties in & around Bay Area - Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco, Marin, Solano, San Joaquin, Merced & Mont
  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
  • Citizens Bank
  • 2355 Olympic Street, Springfield, OR, 97477
  • In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
  • Gateway Credit Union
  • 3030 Gateway Loop, Springfield, OR, 97477
  • Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
  • Fluent Mortgage
  • 1245 Main Street, Springfield, OR, 97477
  • "FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000. Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
  • AIC Advanced Investment Corp
  • 380 Q Street, Suite 240, Springfield, OR, 97477
  • AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
  • Doris Le, Trusted Private Money Lender & Bridge Partner
  • 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
  • When you have an important real estate transaction, you need a reliable source of funding, one that can provide the funding you need, when you need it. We are a direct, local, private money lender originating, underwriting and funding non-traditional mortgages and hard money loans on residential and commercial properties throughout California.
  • Stonecrest Financial
  • 4300 Stevens Creek Blvd., Suite 275, San Jose, CA, 95129
  • The Stonecrest family of businesses has been involved in real estate investing and financing since 1986. We specialize in private money lending, but we are also a full service loan brokerage. For borrowers with less than traditional bank qualifications, We provide private real estate loans at competitive rates, based primarily on equity.
  • Mortgage Northwest
  • 507 Hidden Forest Drive, Olympia, WA, 98513
  • We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Cal State Realty & Mortgage
  • 4682 Macbeth Avenue, Fremont, CA, 94555
  • I serve Northern California, from Sacramento down to the Bay Area to the Central Valley. I work with my clients in their real estate investment starting with buying or selling (residential and commercial), marketing our office listings through various strategies/media tools, financial mortgages and much more.