FHA VS Conventional loan programs in 2025 for Rosewood-Heights, Madison County, Illinois

In 2025, Convetional loan limit in Rosewood-Heights, county of Madison, IL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rosewood-Heights, county of Madison, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 62024, 62018

Conventional and FHA loan options in Rosewood-Heights, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Estar Mortgage
  • 2413 Webb Ave, Suite E, Alameda, CA, 94501
  • Whether you are a first time home buyer or looking for a reverse mortgage, EstaR Mortgage is here to help you accomplish your home mortgage goals. With 17 years of experience in the East Bay, EstaR is your trusted mortgage broker for Oakland, Alameda, San Leandro and beyond. We are licensed in California, Oregon, and Washington.
  • My Credit Union
  • 510 Veterans Blvd, Suite B, Redwood City, CA, 94063
  • "My Credit Union is a full-service financial institution offering an array of savings and loan products to meet your financial needs. Serving our members since 1963, My Credit Union continually strives to provide exceptional member service and quality produts and services. The vision of MYCU is to be A Credit Union You Can Call Your Own."
  • California Consumer Lending
  • 260 Main Street, Suite B, Redwood City, CA, 94063
  • California Consumer Lending is a full service mortgage broker with offices in Los Angeles and San Francisco. We are also available online at BestRateLending.com with the same service and the convenience of the internet. Rather you are buying or Refinancing a home we can provide personal service through our office or online.
  • Redwood Realty Inc.
  • 611 Veterans Boulevard, Suite 200, Redwood City, CA, 94063
  • Founded in 2003, we have established a reputation for providing our clients with unparalleled service, regular communication and always dealing with our clients in a fair manner. Redwood Realty believes that the more transparent we are the more confidence our clients have in the services we provide.
  • UMAX Mortgage
  • 2000 Broadway Street, Redwood City, CA, 94063
  • UMAX Mortgage You may be wondering how a mortgage company can assist in ‘Helping you Live Better’. Like many lenders, we offer low rates, great service and a wide array of loan options to fit your unique needs but that is just the starting point for us and also Our team of experts will seamlessly guide you through the home financing process.
  • Capital Mortgage Center
  • 558 Brewster Ave, Redwood City, CA, 94063
  • Capital Mortgage Center was established with the knowledge and efforts of highly experienced lending professionals, with an excellent reputation in the mortgage banking field. With this vast pool of experience, we have grown quickly to become a true contender in this industry. We are a dedicated team of mortgage professionals determined
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • Olympia Federal Savings and Loan Association
  • 421 Capitol Way S, Olympia, WA, 98507
  • Olympia Federal Savings began in 1906 in downtown Olympia remaining a mutual savings and loan, owned by our account holders ever since. With loans and deposits staying local, you can rest-assured knowing your dollars are reinvested back into the community in which you work and live.
  • TwinStar Credit Union Lakewood
  • PO Box 718, Olympia, WA, 98507
  • TwinStar is a community credit union in the Pacific Northwest with more than 100, 000 members and over $1 billion in assets. Our reputation for providing value and empowering the community stretches beyond the borders of Washington State and Oregon, where our 20 branches are located.
  • Carmel Capital Group
  • 2 North East of Santa Rita On 2nd Avenue, Carmel By The Sea, CA, 93921
  • Carmel Capital Group was established in 2020 by Joe Villarreal and Domingo Alvarez. Our associates are dedicated to providing a timely, professional, and personal experience as we work together to get you the best financing available on the market. Carmel's fastest and most competitive mortgage brokerage.