FHA VS Conventional loan in East-Moline, Rock Island County, Illinois

In 2026, the maximum conventional loan limit in East-Moline, within the county of Rock Island, IL, is $647,200. Meanwhile, the FHA limit for a single-family house is set at $420,680.

With the Lendersa® Conventional loan calculator, compare today's top rates for Conventional, FHA, and USDA loans. This tool helps you identify the income, credit, reserves, and necessary documentation to qualify. Use our advanced mortgage calculator to contrast Conforming Conventional loans, USDA, FHA, and VA options side by side and see which program suits your financial needs in IL.

Review loan offers from a broad spectrum of 100 lenders

2026 Loan Limits and Down Payment Requirements in East-Moline, Rock Island County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table comparison applies to the zip codes: 61244

Loan Options: Conventional and FHA in East-Moline, IL

At Lendersa®, our goal is to provide you with the best possible Conventional, USDA, or FHA loan, efficiently and effortlessly. Choose one of three starting steps that will guide you to matching lenders and suitable loan programs.

Lendersa USDA loan request and matched results


East-Moline Lenders

  • SERVICE PLUS CREDIT UNION
  • 2110 53rd Street, Moline, IL, 61265
  • Lends in Illinois
  • Service Plus Credit Union is a full service financial institution in Moline, Illinois which was established in 1950. Membership is open to anyone who lives or works in Rock Island or Henry counties, IL. Big enough to Serve you, small enough to Know you. Credit Union is a full service financial institution in Moline

  • Deere Employees Credit Union
  • 3950 38th Avenue, Moline, IL, 61265
  • Lends in Illinois
  • As an exclusive benefit to Deere employees and their families, Deere Employees Credit Union is focused on removing the frustrations of everyday banking and ALWAYS acting in the best interest of our members.

    By constantly investing in our people and technologies, Deere Employees Credit Union is able to provide consistent

  • SENB Bank
  • 3535 Avenue Of The Cities, Moline, IL, 61265
  • Lends in Illinois
  • SENB Bank has proudly served the Quad Cities and neighboring communities since forming in 1961 and is approximately $370 million in assets. In 2019 the bank expanded into the Stateline (Roscoe/Beloit) region of Illinois and Wisconsin, with six banking centers serving Illinois, Iowa and Wisconsin.

  • IH Mississippi Valley Credit Union
  • 2500 River Drive, Moline, IL, 61265
  • Lends in Illinois
  • Founded in 1934, our eight charter members were production line workers at the East Moline Works Plant. Open only three times a day during shift change, employees at the original office in the middle of the plant had to manage over the noise of the steel-wheeled trailers moving over the creosote floors.

  • Ruhl Mortgage
  • 1701 52nd Avenue, Moline, IL, 61265
  • Lends in Illinois
  • "Ruhl Mortgage is a full-service mortgage banker with experienced staff, offering expertise in every area of mortgage lending - from purchase and refinance to even construction lending.

    Ruhl Mortgage offers purchase and refinance loans, including FHA, VA, Rural Development loans, second home loans,"