FHA VS Conventional loan programs in Rock-Island, Rock Island County, Illinois
For 2025, the conventional loan limit for Rock-Island, located in Rock Island county, IL, stands at $647,200. Meanwhile, the FHA loan limit is $420,680 for a single-family home. These limits ensure you understand your borrowing capacity and financing options tailored to specific properties in this region.
Use the Lendersa® Conventional loan calculator to effectively compare current rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for eligibility. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to clearly identify the best financial solution in IL that suits your needs.
Explore Loan Limits and Down Payment Necessities for 2025 in Rock-Island, Rock Island, IL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This comparison table is applicable to the specified zip codes: 61201, 61204
Diverse Conventional and FHA Loan Options in Rock-Island, IL
Our aim at Lendersa® is to quickly connect you with the most favorable Conventional, USDA, or FHA loans without hassle. Start with one of three pathways that connect you to matching lenders and loan solutions tailored to your specifications.
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2500 West Loop South, Suite 250, Houston, TX, 77027
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