FHA VS Conventional loan programs in 2025 for Rock-Island, Rock Island County, Illinois

For 2025, the conventional loan limit for Rock-Island, located in Rock Island county, IL, stands at $647,200. Meanwhile, the FHA loan limit is $420,680 for a single-family home. These limits ensure you understand your borrowing capacity and financing options tailored to specific properties in this region.

Use the Lendersa® Conventional loan calculator to effectively compare current rates of Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for eligibility. The advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to clearly identify the best financial solution in IL that suits your needs.

Review loan offers from 100 distinct lenders

Explore Loan Limits and Down Payment Necessities for 2025 in Rock-Island, Rock Island, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is applicable to the specified zip codes: 61201, 61204

Diverse Conventional and FHA Loan Options in Rock-Island, IL

Our aim at Lendersa® is to quickly connect you with the most favorable Conventional, USDA, or FHA loans without hassle. Start with one of three pathways that connect you to matching lenders and loan solutions tailored to your specifications.

Results from Lendersa's USDA loan requests


  • Streber Mortgage
  • 102 E Sugartree St, Wilmington, OH, 45177
  • Streber Mortgage believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances and more
  • Shore to Shore Community Federal Credit Union
  • 4550 Division Street, Trenton, MI, 48183
  • Shore to Shore Community Federal Credit Union serves individuals who live, work or worship in the communities of Trenton, Woodhaven, Grosse Ile, Allen Park, Brownstown, Ecorse, Flat Rock, Rockwood, Gibraltar, Lincoln Park, Melvindale, River Rouge, Riverview, Southgate, and Wyandotte.
  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
  • Mi Bank
  • 3707 W Maple, Bloomfield Hills, MI, 48301
  • At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you. Our success is driven by our bankers
  • Lynn Wang Financial LLC
  • 4640 Walnut Lake Road, Bloomfield Hills, MI, 48301
  • Lynn Wang Financial LLC Located in Beautiful Eastsouthern Michigan, we thrive on the success and satisfaction of our clients. Ling Wang is an expert in IT area. Ms. Wang founded the company with her interest in finance and an intent to serve friends and colleagues in Auto companies for a low rate and reliable service.
  • Infinity Home Lending LLC
  • 555 Friendly Street, Pontiac, MI, 48341
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Turbo Mortgage
  • 30600 Telegraph Rd, Bingham Farms, MI, 48025
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • 1ST SECURITIES MORTGAGE
  • 30150 Telegraph Rd, Suite 320, Bingham Farms, MI, 48025
  • 1st Securities Mortgage, we want to be your mortgage broker & lender for life. Our business is family owned and operated, & that means you will be treated like a partner too. We offer Conventional, FHA, VA, New Construction, Refinance, RD and Renovation Loans. we are dedicated to being responsive to all of our customers and referral partners.