FHA VS Conventional loan in Moline, Rock Island County, Illinois

For the year 2026, the conventional loan ceiling in Moline, located in Rock Island county, IL stands at $726,200, while the FHA limit for a single-family home is set at $472,030.

With the Lendersa® Conventional loan calculator, you can assess and compare the best rates today among Conventional, FHA, and USDA loans. You'll be able to determine the required income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side to assist in deciding the optimal program in IL for your financial circumstances.

Review loan proposals from 100 lenders

Loan limits and down payment specifications for 2026 within Moline, Rock Island, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable for zip codes: 61265

Loan options for Conventional and FHA in Moline, IL

Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loans with ease. Choose from three initial strategies that connect you with matching lenders and loan options.

Results of Lendersa USDA loan requests


  • IC Federal Credit Union - Main Office
  • 300 Bemis Road, Fitchburg, MA, 01420
  • We are a full-service Credit Union, but more importantly, we’re people like you, helping people like you. Yes…we have checking and saving accounts; auto loans and mortgages…you get the gist. But what we pride ourselves most on is helping you through every stage of your life. IC was founded in 1928.

  • Castroville State Bank
  • 502 Paris Street, Castroville, TX, 78009
  • Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.

  • Worcester Police Department Credit Union
  • 805 West Boylston Street, Worcester, MA, 01606
  • The Worcester Police Department Credit Union was incorporated on November 22, 1946 and officially opened for business on February 1, 1947. The first official incorporators' meeting was held on October 22nd, 1946. In attendance were Boleslaw Izbicki, Frank R. Stake, George P. Merril, Joseph Turner Jr., Iver C. Blomstrom and more

  • Worcester Fire Dept Credit Union
  • 34 Glennie Street, Worcester, MA, 01605
  • Firefighters of the City of Worcester have benefited from a long and rich history of member service. It has evolved over the years from a "savings and loan" business to a full service financial institution.When you become a member of the Worcester Fire Deptartment Credit Union, you also become an owner. We will continue through sound investments

  • Capital Biz Solutions, Inc
  • 474 Grove St, Worcester, MA, 01605
  • Our main objective is to help companies acquire the capital they need to grow their business on their terms. We will guide you through the process and outline the lending parameters. It is our job to insure you’re well informed, and there are no surprises. It is our pledge to provide you with the best business lending available.

  • Wachusett Mortgage Corporation
  • 45 Sterling St, West Boylston, MA, 01583
  • The Wachusett Mortgage Corporation is your premier mortgage broker located in West Boylston, Massachusetts. The ownership team prides themselves on offering some of the most competitive rates in the area and makes the loan process simple and straightforward for borrowers seeking a mortgage in Massachusetts.

  • Leominster Credit Union
  • 20 Adams Street, Leominster, MA, 01453
  • Leominster Credit Union is a member-owned, not-for-profit cooperative financial institution. For more than 65 years, we have provided a full range of deposit, lending, and other financial services to North Central Massachusetts residents. Today, we are proud to claim more than 50, 000 members. Leominster Credit Union is headquartered in Leominster,

  • Leominster Employees Federal Credit Union
  • 24 Church Street, Leominster, MA, 01453
  • Leominster Employees Federal Credit Union is a unique non-profit financial institution that is owned and operated for the benefit of its’ membership, the City of Leominster Municipal employees, and their families. The Leominster Employees Federal Credit Union came into being in 1995

  • Fidelity Bank MA
  • 9 Leominster Connector, Leominster, MA, 01453
  • The goliath banks of 1888 weren’t interested in providing a high quality banking experience to the hard working middle class of our community. They were only interested in what was in people’s wallets, not what was in their hearts. That’s where we came in. Fidelity Cooperative Bank first opened its doors in 1888.

  • PSd Ltd
  • 1 Ridge Court, Placitas, NM, 87043
  • At PSd, Ltd. a NM Mortgage Broker, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants. Our consultants know what it takes to get through underwriting quickly and efficiently. Also, as a broker, we have relationships with many lenders.

  • Harbour Mortgage Group
  • 163 S. Broad St, Suite 11, Pawcatuck, CT, 06379
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rio Grande Federal Credit Union
  • 760 Rood Avenue, Grand Junction, CO, 81501
  • Rio Grande Federal Credit Union is a full-service financial institution, proudly serving the daily financial needs of over 4600 members. As a member-owned, not-for-profit company, our earnings go back to members in the form of more favorable rates on loans and credit cards as well as lower fees for banking products and services.