FHA VS Conventional loan in Evanston, Cook County, Illinois
For the year 2025, the Conventional loan limit in Evanston, within the county of Cook, IL, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize Lendersa's® Conventional loan calculator to weigh the best rates today between Conventional, FHA, and USDA loans. It will guide you in identifying the income, credit, reserves, and documentation necessary for qualification. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in IL is optimal for your financial situation.
2025 Loan Limits and Down Payment Requirements in Evanston, County of Cook, IL
Type of Loan
Loan Limit
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparison table pertains to the zip codes: 60202, 60201, 60204, 60208
Explore Conventional and FHA Loan Programs in Evanston, IL
The mission of Lendersa® is to facilitate you in securing the most suitable Conventional, USDA, or FHA loan without difficulties. Begin with any of these three avenues that match you with the appropriate lenders and loan programs.
Founded in 1985, Terrabank, N.A. is a federally insured national banking institution created to provide financial services to South Florida's business community and selected International markets.
Terrabank takes pride in maintaining a highly professional, motivated and well-trained staff that is sensitive to the needs of the customer.
"We offer a wide variety of loans to fit your specific needs. Understand your home financing options so you can make informed decisions.
If you have questions or are you ready to apply, talk to a home mortgage consultant. The mortgage loan process doesn't have to be difficult. Once you have made the decision to apply for a mortgage loan with u
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