Explore the differences! FHA VS Conventional loan programs in Niles, Cook County, Illinois
In 2025, the Conventional loan limit in Niles, Cook county, IL, is $726,200. The FHA limit is $472,030 for a single-family home.
Use the Lendersa® Conventional loan calculator for comparing today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the best program in IL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Niles, Cook, IL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This table applies to these zip codes: 60714, 60701
Exploring Conventional and FHA Loans in Niles, IL
At Lendersa®, our aim is to connect you to the best possible Conventional, USDA, or FHA loans swiftly. Pick from one of three initial paths to find matching lenders and loan programs.
Clipper Commercial Capital, LLC is an advisory firm based in greater Boston, providing capital solutions for small and mid-size business nationwide. We work closely with a network of national bank and non-bank financial institutions to offer competitive rates, market knowledge, and specialized lending solutions.
Incorporated in April of 1831 as the Grand Bank, later renamed the National Grand Bank, we officially opened our doors on November 18, 1831. That day we recorded $1, 500 worth of deposits and started our commitment to providing the citizens and businesses of Marblehead with the best service and banking products available.
We have been in business since 1988 and have helped thousands of homeowners purchase their new home, refinance into a lower rate, or get cash for home improvements, investments, business, debt consolidation, and college. Call us and see what the Stepstone Advantage is all about. We will strive to find the right mortgage product for you.
100 Cummings Center, Suite 544H, Beverly, MA, 01915
GoldCoast Mortgage To make certain that you succeed at your real estate goals.To do so we need to learn your objectives. We genuinely enjoy learning about your goals and seeing if we can help We won’t chase, sell, or obligate you. Ever. If your goals lead you to another mortgage lender or bank we will support the decision to pursue that path.
86 Lafayette Road, Suite 4, North Hampton, NH, 03862
Forthright Mortgage representatives have over 20 years combined experience and have handled all types of loans and situations. We are a local company with real people who care about their customers. We will care for you and your mortgage needs from the beginning until the very end and further.
10A Bridge Street, Suite 200, South Dartmouth, MA, 02748
Stonegate possesses the experience required to navigate consumers through the difficult process of obtaining a great mortgage loan, and their expertise has helped it to grow even at a time when many other companies were suffering during the Great Recession of 2007. Stonegate Was founded in 2003 by Thomas Quann.
Incorporated in 1834, When it was first incorporated, the Bank did not have a permanent building and we accepted deposits at David Harding’s general store on North Street in Hingham. Although we have long since outgrown the general store, we have not outgrown our focus on community, family, and local businesses.
Established 1993 Heritage Mortgage Company, Inc. enjoys a reputation for superior service and financial expertise. Whether you are buying your first home, trading up or looking to refinance your existing mortgage, we are here to help you meet your specific mortgage financing goals.
