FHA VS Conventional loan programs in Niles, Cook County, Illinois

In 2026, the Conventional loan limit in Niles, Cook county, IL, is $726,200. The FHA limit is $472,030 for a single-family home.

Use the Lendersa® Conventional loan calculator for comparing today's best rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced tool displays Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the best program in IL for your financial needs.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Niles, Cook, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to these zip codes: 60714

Exploring Conventional and FHA Loans in Niles, IL

At Lendersa®, our aim is to connect you to the best possible Conventional, USDA, or FHA loans swiftly. Pick from one of three initial paths to find matching lenders and loan programs.

Results for Lendersa USDA loan requests


  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.

  • North East Texas Credit Union
  • 1115 Lone Star Boulevard, Lone Star, TX, 75668
  • North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.

  • TrailNorth Federal Credit Union
  • 1178 NYS Route 9N, Ticonderoga, NY, 12883
  • TrailNorth Federal Credit Union has been serving the financial needs of its members since 1954. TrailNorth provides membership. Persons who live, work, worship, or attend school in, or businesses or legal entities located in Essex, Washington, Warren, Clinton and Franklin Counties in New York and Addison County in Vermont.

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • Home Federal Bank (Louisiana)
  • 624 Market Street, Shreveport, LA, 71101
  • Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts

  • Louisiana Catholic FCU
  • 814 Jordan Street, Shreveport, LA, 71101
  • Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups.

    From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.