FHA VS Conventional loan programs in Lincolnwood, Cook County, Illinois

The 2025 Conventional loan threshold for a single-family dwelling in Lincolnwood, under Cook county, IL is $726,200 whereas the FHA ceiling is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate the present-day Conventional, FHA, and USDA optimal rates. This enables you to assess the requisite income, credit score, reserves, and paperwork for qualification. By leveraging our robust mortgage calculator, you can contrast Conforming Conventional loans, USDA, FHA, as well as VA simultaneously, assisting in choosing the most suitable program for your financial position in IL.

Compare loan proposals from 100 lenders

2025 loan restrictions and downpayment parameters in Lincolnwood, county of Cook, IL

Loan Category Max Loan Limit Minimum Downpayment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table is specific to the following zip codes: 60712

Options for Conventional and FHA loans in Lincolnwood, IL

The aim of Lendersa® is to facilitate getting the finest Conventional, USDA, or FHA loans promptly and without any inconvenience. Begin with one of three initial options that lead to corresponding lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Accurate Lenders Mortgage
  • 25916 Avenue 17, Madera, CA, 93638
  • "At Accurate Lenders Mortgage a loan application is always a friendly private consultation when all and everything is explained. No Surprises! FREE CONVENIENT AND WITH NO OBLIGATION AS ALWAYS! FHA, VA, USDA OR CONVENTIONAL FINANCING WILL BE TAILORED TO YOUR UNIQUE NEEDS FOR PURCHASE"
  • Entertainment Mortgage
  • 9107 Wilshire Blvd, Suite 450, Beverly Hills, CA, 90210
  • Entertainment Mortgage Our loan programs were designed especially for folks in the entertainment industry and others like you who are self-employed. You want the best possible mortgage with the least amount of hassle. These loans have already helped hundreds of others who are self-employed
  • YLHFunding
  • 9663 Santa Monica Boulevard, Beverly Hills, CA, 90210
  • YLHFunding is a subsidiary of Hunter III Real Estate Inc. founded by James Hunter in 1989. A licensed broker since 1989. Subsequent to graduating from the University of Miami FL with a 4.0 gpa in Business/Finance, James has personally acquired, remodeled and resold over 125 Single Family Residences and borrowed
  • Kind Home Loans Inc
  • 433 North Camden Drive, Suite 600, Beverly Hills, CA, 90210
  • Kind Home Loans small boutique agency where everyone knows everyone and that's the way we like it. While others may solely pursue the bottom line, we view success in a different light. Our fun and inclusive working environment is built upon equality, diversity, and team spirit. From new to seasoned loan originators.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg
  • Macoy Capital
  • 9301 Wilshire Blvd, #502, Beverly Hills, CA, 90210
  • Macoy Capital Partners, Inc. brings this understanding of borrower need, combined with more than 20 years of experience in the mortgage industry, to broker private money transactions for business- purpose real estate loans secured by 1-4 unit residential property. We also fund commercial and construction loan transactions.
  • Crawford Park Financial Inc.
  • 9301 WILSHIRE #506, Beverly Hills, CA, 90210
  • Crawford Park Financial is a team of dedicated professionals with many years of hands-on experience. We’re people just like you who strongly believe in the value of investing in real estate. We’re people you can get to know and trust to make solid decisions with your investment dollars.
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
  • Mansfield Lending
  • 2920 West Manchester Boulevard, Inglewood, CA, 90305
  • "Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California. For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."