Explore the differences! FHA VS Conventional loan programs in Germantown-Hills, Woodford County, Illinois

In the year 2025, the Conventional loan limit for Germantown-Hills in Woodford county, IL, is $647,200 whereas, for a single-family house, the FHA limit is $420,680.

Employ the Lendersa® Conventional loan calculator to assess present rates for Conventional, FHA, and USDA loans. You can evaluate income, credit, reserves, and document requirements needed to qualify. Our enhanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side to guide you in selecting the best program in IL for your unique financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Germantown-Hills, County of Woodford, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The information in this table pertains to zip codes: 61548

Conventional and FHA Loan Opportunities in Germantown-Hills, IL

The mission of Lendersa® is to deliver the most favorable Conventional, USDA, or FHA loan swiftly and easily. Pick one of three starting paths to discover suitable lender matches and loan programs.

Lendersa USDA loan request and matching results


  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently
  • Fairview Mortgage Capital, Inc.
  • 29000 S Western Ave, Suite 210, Rancho Palos Verdes, CA, 90275
  • The Fairview Mortgage Capital Team is your premiere mortgage team located in San Pedro, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area.
  • Security First Financial
  • 28631 South Western Avenue, Suite 103, Rancho Palos Verdes, CA, 90275
  • Security First Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and We offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Nationwide Business Finance
  • 2308 Via La Brea, Suite 101, Palos Verdes Peninsula, CA, 90274
  • Nationwide Business Finance is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
  • Lenders Capital
  • 2215 Via Anacap, Suite A, Verdes Estates, CA, 90274
  • Lenders Capital Mortgage is located on Via Anacapa, just west of Palos Verdes Drive West. It can be found in a small office and shopping district nestled among the impressive ocean-view homes of Palos Verdes Estates. It is found at the front of the bungalow-style Anacapa Suites complex in suite #A. Its emphasis is on financial advice.
  • South Bay Mortgage Brokers
  • 4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274
  • South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.
  • Multi Real Estate Services
  • 8434 Moorcroft Ave, West Hills, CA, 91304
  • Multi Real Estate Services is a mortgage broker with operations in one state. Multi Real Estate Services offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and construction mortgages. Ron Henderson is President of Multi Real Estate Services, Inc Los Angeles, California.
  • Palisades Funding Inc
  • 860 Via De La Paz, Suite B-5, Pacific Palisades, CA, 90272
  • Palisades Funding, Inc. provides alternative financing for borrowers who have not been able to achieve financing through traditional methods. We are not bound by a set of specific criteria, which allows us to provide custom crafted solutions for our borrowers and investors to meet their goals.
  • Empire of America Corporation
  • 5525 Oakdale Avenue, Suite 150, Woodland Hills, CA, 91364
  • After 35 years in mortgage lending, Empire of America established itself as an effective and knowledgeable mortgage lending firm that knows how to move with the times. With a wide variety of loan products available, a completely secure online platform, and literally ZERO salespeople, you'll find you can easily talk through your home loan opti