FHA VS Conventional loan programs in Chillicothe, Peoria County, Illinois

In 2025, the established conventional loan limit within Chillicothe, situated in the county of Peoria, IL, is $726,200. Concurrently, the limit for FHA loans applicable to a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator for an in-depth comparison of today's best available rate options across Conventional, FHA, and USDA loans. Assess essential financial prerequisites, including income levels, credit scores, reserves, and required documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans side by side with USDA, FHA, and VA options, facilitating your decision on the most suitable program in IL for your financial situation.

Examine loan offers from 100 different lenders

Comprehensive Review of 2025 Loan Limits and Down Payment Needs in Chillicothe, Peoria County, IL

Loan Type Limit Amount Down Payment Requirement
Conventional Conforming $726,200 3%
USDA Agricultural Loan $336,500 0%
FHA Housing Loan $472,030 3.5%

Applicable to these zip codes: 61523

Exploring Conventional and FHA Loan Options in Chillicothe, IL

The dedicated goal of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. Choose from one of three starting avenues designed to match you with lenders and loan programs that fit your needs.

See results for Lendersa USDA loan requests and matches


  • Ivy Asset Group, LLC
  • 170 Meeting Street, Suite 501, Charleston, SC, 29401
  • Asset Group, LLC is a specialty finance firm with a focus on structured credit solutions across the capital stack. Ivy executives have extensive management experience in leveraged lending, investment banking, operations, financing, and consulting. We employ a pragmatic approach to private lending emphasizing disciplined.
  • ABNB Federal Credit Union
  • 830 Greenbrier Circle, Chesapeake, VA, 23320
  • ABNB Federal Credit Union celebrating over 62 years of serving members. As a member owned financial institution, we’ve grown to over 78, 000 members, have over $780 million in assets, and are a regional financial institution serving members in Greater Hampton Roads and Northeastern North Carolina through the Outer Banks.
  • Tidewater Home Funding, LLC
  • 1108 Eden Way North, Chesapeake, VA, 23320
  • Tidewater Home Funding, LLC has been helping neighbors across Hampton Roads and Northeast North Carolina realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide the utmost in customer service.
  • CMS Mortgage Solutions Inc.
  • 1612 Centerville Turnpike, Suite 307, Virginia Beach, VA, 23464
  • CMS Mortgage Solutions has expanded and are financing homes in District of Columbia, Maryland, Florida, Pennsylvania, North Carolina, and Virginia. Thriving on current market knowledge, we pride ourselves in offering loan programs to benefit every consumer. CMS Mortgage Solutions was founded by Corrina Carter in 2004
  • Lending HQ
  • PO Box 20785, Charleston, SC, 29413
  • Lending HQ works with borrowers with do not meet the traditional bank loan guidelines in order to secure funds for residential and commercial real estate transactions via private investors. We can use all property types as collateral, residential & commercial, including vacant land and mobile home parks.
  • Dragas Mortgage Company
  • 4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
  • Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
  • OVM Financial
  • 5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
  • Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
  • Prime Mortgage Resources, Inc.
  • One Columbus Center, Suite 600, Virginia Beach, VA, 23462
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.