FHA VS Conventional loan in Chillicothe, Peoria County, Illinois

In 2025, the established conventional loan limit within Chillicothe, situated in the county of Peoria, IL, is $726,200. Concurrently, the limit for FHA loans applicable to a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator for an in-depth comparison of today's best available rate options across Conventional, FHA, and USDA loans. Assess essential financial prerequisites, including income levels, credit scores, reserves, and required documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans side by side with USDA, FHA, and VA options, facilitating your decision on the most suitable program in IL for your financial situation.

Examine loan offers from 100 different lenders

Comprehensive Review of 2025 Loan Limits and Down Payment Needs in Chillicothe, Peoria County, IL

Loan Type Limit Amount Down Payment Requirement
Conventional Conforming $726,200 3%
USDA Agricultural Loan $336,500 0%
FHA Housing Loan $472,030 3.5%

Applicable to these zip codes: 61523

Exploring Conventional and FHA Loan Options in Chillicothe, IL

The dedicated goal of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. Choose from one of three starting avenues designed to match you with lenders and loan programs that fit your needs.

See results for Lendersa USDA loan requests and matches


  • Satori Mortgage
  • 2808 W Broadway Ave, Minneapolis, MN, 55411
  • Satori Mortgage is a Minneapolis mortgage company with the experience and professionalism to make your dream of owning a home a reality. We know the lending industry inside and out and can provide dedicated mortgage solutions to suit any need and any budget.We offer a variety of mortgage solutions.
  • Volunteer State Bank
  • 101 Highway 52 W., Portland, TN, 37148
  • Since 1977, Volunteer State Bank has been proud to bring an enriching banking experience to the people of Middle Tennessee. Since day one, we've been committed to providing personalized service, on top of value-added products offering to help our customers reach their life goals.
  • First Federal of Northern Michigan
  • 8811 Greenfield Rd, Detroit, MI, 48228
  • first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
  • Pitch Edison Financial
  • 1243 Golden Gate Drive, Papillion, NE, 68046
  • Pitch Edison provides personal mortgages to individuals in Nebraska looking to begin the next chapter in their life. As a local company, we are well versed in all types of loans including, conventional, FHA, USDA, and refinances. Our model allows us to create a custom experience in order to tailor a loan that's right for you!
  • Catholic United Financial Credit Union
  • 3499 Lexington Avenue N, Saint Paul, MN, 55126
  • We are a not-for-profit financial cooperative, owned by its members. Our mission is to build lifelong relationships that enhance the financial lives of our members and Catholic communities. At the turn of the 21st century, the Board of Directors of Catholic United Financial approved the establishment of a member-owned credit union.
  • Mitten Mortgage Lending LLC
  • 2959 Biddle, Suite 201, Wyandotte, MI, 48192
  • At Mitten Mortgage Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Neighborhood Mortgage Solutions, LLC
  • 975 North Main St, Suite D, Frankenmuth, MI, 48734
  • Neighborhood Mortgage Solutions is a Credit Union Service Organization (CUSO) providing mortgage services to fellow credit unions. We are credit union owned and were founded in 2008 by three credit union partners in Michigan: Frankenmuth Credit Union, Alpena Alcona Area Credit Union and Team One Credit Union.
  • Mi Bank
  • 3707 W Maple, Bloomfield Hills, MI, 48301
  • At Mi BANK, you have a single banker, whose job it is to get to know you and your business. Your Banker delivers both personal and business resources to your doorstep. This allows us to quickly respond to all your needs, with products and services tailored for you. Our success is driven by our bankers
  • UK Federal Credit Union
  • 1730 Alysheba Way, Lexington, KY, 40509
  • UKFCU is a rapidly growing, non-profit federally chartered credit union dedicated to providing quality financial services. For over 70 years, our commitment to providing exceptional customer service to every member of the cooperative sets us apart from other organizations. We strive to create a professional environment that fosters personal growth.