FHA VS Conventional loan programs in 2025 for Chillicothe, Peoria County, Illinois

In 2025, the established conventional loan limit within Chillicothe, situated in the county of Peoria, IL, is $726,200. Concurrently, the limit for FHA loans applicable to a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator for an in-depth comparison of today's best available rate options across Conventional, FHA, and USDA loans. Assess essential financial prerequisites, including income levels, credit scores, reserves, and required documentation for qualification. Our advanced mortgage calculator places Conforming Conventional loans side by side with USDA, FHA, and VA options, facilitating your decision on the most suitable program in IL for your financial situation.

Examine loan offers from 100 different lenders

Comprehensive Review of 2025 Loan Limits and Down Payment Needs in Chillicothe, Peoria County, IL

Loan Type Limit Amount Down Payment Requirement
Conventional Conforming $726,200 3%
USDA Agricultural Loan $336,500 0%
FHA Housing Loan $472,030 3.5%

Applicable to these zip codes: 61523

Exploring Conventional and FHA Loan Options in Chillicothe, IL

The dedicated goal of Lendersa® is to secure you the most favorable Conventional, USDA, or FHA loan swiftly and without unnecessary hassle. Choose from one of three starting avenues designed to match you with lenders and loan programs that fit your needs.

See results for Lendersa USDA loan requests and matches


  • Elixir Mortgage Lending Inc.
  • 45 Bluebird Lane, Aliso Viejo, CA, 92656
  • Elixir Mortgage Lending is a full-service lender in California & Florida offering, loans on primary residence, second home and investment properties. We offer Conventional financing, FHA, VA, Jumbo Prime & Jumbo Alternative programs. For self-employed borrowers who maybe writing off income on their taxes we have alternative financing options.
  • Reduce Mortgage
  • 36 Oak View Drive, Aliso Viejo, CA, 92656
  • Our priority is to know YOUR GOALS to ensure we have Strategies that fits YOUR NEEDS. Every credit profile is unique and we work hard to address both short and long term goals. Our Purchase program focus on a unique FULL-APPROVAL process that will enhance your ability to negotiate your Dream home.
  • Independent Home Lending
  • 65 ENTERPRISE, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy and/or refinance their properties. I understand the stresses of buying a home and know how to help people anticipate what comes next. Likewise I understand the value and freedom that can be created with the right refinance strategy.
  • Alliance Portfolio
  • 120 Vantis, Suite 515, Aliso Viejo, CA, 92656
  • Alliance Portfolio is a full service, boutique, private money lender. We serve borrowers who have unique situations that do not meet strict institutional guidelines, while providing investment opportunities that are well secured and well underwritten with desirable returns on investment capital.
  • USA Veterans Real Estate and Mortgage Company
  • 31801 East Nine Drive, Laguna Niguel, CA, 92677
  • USA Veterans Real Estate and Mortgage Company is a disabled veteran owned real estate and mortgage company focused on providing active duty military, reservists, national guard, veterans & all other patriots personalized real estate & mortgage services. Our goal is to provide the best possible deal to our customers at the lowest possible prices.
  • Network Lending Services
  • 30131 Town Center Drive, Suite 180, Laguna Niguel, CA, 92677
  • NLS has helped families realize their dream for homeownership for over 20 years. NLS was founded on the fundamental principles of quality, performance and a devotion to you, our customer. Our devotion to you and our determination to achieve complete customer satisfaction and superior results drives our loan process.
  • Meridian Real Estate Group
  • 30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
  • "Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on. Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
  • Good Home Capital Inc
  • 23695 Porpoise Cove, Laguna Niguel, CA, 92677
  • Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
  • TMP Financial Inc.
  • 30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
  • TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.