FHA VS Conventional loan programs in 2026 for Greenville, Bond County, Illinois

In 2026, the conventional loan limit in Greenville, within the county of Bond, IL is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA options, helping you select the most suitable program in IL for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Greenville, Bond County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table covers the following zip codes: 62246

Available Conventional and FHA Loan Options in Greenville, IL

The aim of Lendersa® is to swiftly secure you the best possible Conventional, USDA, or FHA loans without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Overview of Lendersa USDA loan request and matching results


Greenville Lenders

  • Bank of Hillsboro
  • 230 S Main St, Hillsboro, IL, 62049
  • Lends in Illinois
  • Bank of Hillsboro, previously known as, National Bank, is headquartered in Hillsboro, Illinois with 11 branches serving South Central Illinois. Bank of Hillsboro is locally owned by and operated. We believe our local ownership provides valuable Insight into the needs of our communities.

  • The FNB Community Bank
  • 432 W. Gallatin St., Vandalia, IL, 62471
  • Lends in Illinois
  • The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.

  • LITCHFIELD NATIONAL BANK
  • 316 N. State St., Litchfield, IL, 62056
  • Lends in Illinois
  • Litchfield National Bank was organized in 1907 originally as a state bank known as First State & Savings Bank. On September 19, 1911, it was converted to a National Banking Association. Former bank presidents include M.M. Morrison, T.T. Lackey, Herb Herrick, Charles McBride and Leighton Wesley Cline.

  • SIUe CREDIT UNION
  • 1566 Lewis Road, Edwardsville, IL, 62025
  • Lends in Illinois
  • SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.

  • Scott Credit Union
  • 101 Credit Union Way, Edwardsville, IL, 62025
  • Lends in Illinois
  • Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses

  • Mortgage Makers
  • Mortgage Makers, Edwardsville, IL, 62025
  • Lends in Illinois
  • Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.

  • American Home Lending USA, LLC
  • 230 S Buchanan St, Suite A, Edwardsville, IL, 62025
  • Lends in Illinois
  • American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.

  • The First National Bank of Brownstown
  • 108 E. Main Street, Brownstown, IL, 62418
  • Lends in Illinois
  • The First National Bank of Brownstown was founded in 1913 to provide smart banking products and services to a growing agricultural community. Over 100 years and generations later, the bank remains locally owned and operated with a focus on community. Visit the bank for all your banking needs including checking, savings, personal loans.

  • First National Bank of Nokomis
  • 122 W. State St., Nokomis, IL, 62075
  • Lends in Illinois
  • First National Bank of Nokomis has been awarded five-star rating (the highest award given) by Bauer Financial Reports, Inc., since they started their bank-rating service in 1989. We've also received "A" ratings from Sheshunoff Information Service, Inc., a national bank rating service