FHA VS Conventional loan programs in 2025 for Hillsboro, Montgomery County, Illinois
In 2025, the conventional loan ceiling in Hillsboro, located in the county of Montgomery, IL, is $726,200. For a single-family home, the FHA loan limit is $472,030.
Lendersa® offers a Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents with ease. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to the best program for your financial needs in IL.
2025 Loan Limits and Down Payment Requirements in Hillsboro, Montgomery County, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The table applies to the zip codes: 62049
Exploring Conventional and FHA Loan Options in Hillsboro, IL
The mission of Lendersa® is to quickly secure you the most favorable Conventional, USDA, or FHA loan with ease. You can start with one of three pathways that lead you to suitable lenders and loan programs.
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