FHA VS Conventional loan in Johnsburg, McHenry County, Illinois

During 2025, the conventional loan limit for Johnsburg, located within McHenry, IL, is set at $726,200. On the other hand, the FHA limit for a single-family home is established at $472,030.

The Lendersa® Conventional loan calculator provides an opportunity to explore the best rates available today for Conventional, FHA, and USDA loans. Evaluate your eligibility requirements including income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator lets you position Conforming Conventional loans side by side with USDA, FHA, and VA products so you can choose the most advantageous program available in IL for your specific financial situation.

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Review of 2025 Loan Limits and Downpayment Necessities in Johnsburg, McHenry County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA Loan $336,500 0%
FHA Loan $472,030 3.5%

This table applies to these zip codes: 60051

Exploring Conventional and FHA Loan Solutions in Johnsburg, IL

The objective of Lendersa® is to effortlessly secure the most suitable Conventional, USDA, or FHA loan options swiftly and smoothly. Select from three different starting paths to find suitable lenders and loan programs accommodating your needs.

A complete overview of Lendersa's USDA loan request outcomes


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