FHA VS Conventional loan in Johnsburg, McHenry County, Illinois

In 2025, Convetional loan limit in Johnsburg, county of McHenry, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Johnsburg, county of McHenry, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60051

Conventional and FHA loan options in Johnsburg, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • The Mortgage Outlet
  • 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
  • "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"
  • Stephen Wong - Bayone Reic
  • 1754 Technology Dr Suite 108, San Jose, CA, 95110
  • Since 2003, I started working mortgage industry. I had over 10 years experience in residential lending. I’m well experienced in lending, credit counseling, personal finance, and Customer service, and I take pride in helping Customers meet their individual objectives. Mainly focus on residential mortgage loan.
  • C2 Financial Corporation - Shawn Sidhu
  • 1250 Aviation Ave, Suite 200Q, San Jose, CA, 95110
  • C2 Financial Corporation - Shawn Sidhu is a mortgage brokerage firm based in San Jose, CA that offers residential and commercial financing assistance throughout the State of California. Some of our specialties are purchase and refinance loans. We're highly experienced working with first time home buyers to seasoned real estate investors
  • Platinum Investment Partners
  • 6155 Almaden Expressway, Suite 100, San Jose, CA, 95120
  • The Platinum Investment Partners, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution
  • Pacific Green Funding
  • 29300 Kohoutek Way, Suite 110, Union City, CA, 94587
  • We treat each customer like family. We understand that each client's needs are unique and will work with you to obtain the best loan possible. By providing excellent service and by representing a wide range of A-rated lenders, we can fund your goals with great low rates and help you to achieve your home ownership and investment dreams.
  • Aiyar, Bala G
  • 4701 Rose Way, Union City, CA, 94587
  • Home buying, selling or Refinancing can be challenging; we are here to lighten the load off your shoulders. Our first priority is always the interests of our clients providing capability, adaptability, and scalability. Since 2010, we have been serving loyal clients in California - get in touch to start enjoying our services today.
  • MRL Group
  • 3982 Horner Street, Suite C, Union City, CA, 94587
  • MRL Group is the premiere real estate & loan company in the East Bay Area, with expertise and access to all Northern California metro markets. Whether you're in the Sacramento, San Francisco, or San Jose area, we can provide you with the best service and local knowledge to buy or sell your property.
  • Excite Credit Union
  • 265 Curtner Ave, San Jose, CA, 95125
  • Excite is a relatable, jean-wearing, never-boring, highly-caffeinated credit union. We’re made up of smart, friendly people who feel it’s our responsibility to take care of the neighborhoods we live in. And we want to give everyone the chance to build a financially stronger future – because together is the only way to step up to better.
  • The Property Network, Inc.
  • 1342 Lincoln Avenue, San Jose, CA, 95125
  • The Property Network is a company made up with professionals who provide customers with a complete solution to purchasing, selling and refinancing a home. With a comprehensive approach to customer service, The Property Network makes the client transaction a positive and enjoyable experience.
  • Bay Area Loan
  • 1401 Saint Francis Drive, San Jose, CA, 95125
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Preferred Mortgage Loans
  • 1090 Lincoln Avenue, Suite 9, San Jose, CA, 95125
  • Preferred Mortgage Loans is a dynamic mortgage broker whose mission is to provide the community with the best loan programs available, making homeownership as affordable as possible. We accomplish this through consumer education, building long term relationships based on honesty, integrity and a dedication to excellent customer service.