FHA VS Conventional loan programs in 2026 for Pistakee-Highlands, McHenry County, Illinois

In 2026, for Pistakee-Highlands located in McHenry county, IL, the Conventional loan limit is $647,200. In contrast, the FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator for comparing today's best rates between Conventional, FHA, and USDA loans. Determine your qualification requirements such as income, credit, reserves, and documentation. Our enhanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side-by-side, helping you pick the best program in IL that suits your financial needs.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Information in Pistakee-Highlands, McHenry, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 60050

Conventional and FHA Loan Opportunities in Pistakee-Highlands, IL

Lendersa® is dedicated to securing the best available Conventional, USDA, or FHA loan for you swiftly and effortlessly. Choose from three initial steps that lead you to suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Pistakee-Highlands Lenders

  • McHenry Savings Bank
  • 353 Bank Drive, McHenry, IL, 60050
  • Lends in Illinois
  • At MSB we educate and empower our clients so they can go fearlessly forward in their unique financial journey. Our team is committed to understanding your financial needs and objectives so we can craft solutions to meet your transacting, borrowing, and investing needs in a secure, transparent, and cost-effective manner.

  • First Midwest Bank
  • 1777 N. Cedar Lake Rd, Round Lake, IL, 60073
  • Lends in Illinois
  • We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients

  • Crystal Lake Bank & Trust Company, National Association
  • 70 N. Williams St, Crystal Lake, IL, 60014
  • Lends in Illinois
  • Crystal Lake Bank & Trust offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.

  • Home State Bank
  • 40 Grant Street, Crystal Lake, IL, 60014
  • Lends in Illinois
  • You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We are committed to getting you the most from your mortgage plan.

  • Mortgage Capital Group Inc
  • 64 East Crystal Lake Avenue, Crystal Lake, IL, 60014
  • Lends in Illinois
  • At Mortgage Capital Group, Inc., our approach to business is simple; it is relationship-based versus transaction based. It revolves around client satisfaction. An exceptional level of service is provided by seasoned mortgage consultants who are making long-term business decisions for their clients.

  • APLOS MORTGAGE INC
  • 282 Memorial Court, Unit C, Crystal Lake, IL, 60014
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..

  • Peace Mortgage Inc
  • 875 Feinberg Ct., Suite 103, Cary, IL, 60013
  • Lends in Illinois
  • Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.

  • American Community Bank & Trust Woodstock
  • 1290 Lake Avenue, Woodstock, IL, 60098
  • Lends in Illinois
  • Since we founded ACBT we have been focused on building relationships with privately owned businesses, investors, and families.

    As an independent commercial bank, we are uniquely qualified to serve this market and compete successfully against the mega banks. We are simply more responsive, agile, flexible, and attentive.

  • State Bank of the Lakes, National Association
  • 440 Lake St., Antioch, IL, 60002
  • Lends in Illinois
  • State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.