FHA VS Conventional loan programs in 2025 for Lake-Bluff, Lake County, Illinois

In 2025, the single-family home loan limits in Lake-Bluff, Lake county, IL are $647,200 for Conventional and $420,680 for FHA.

Use the Lendersa® Conventional loan calculator to compare today's rates for Conventional, FHA, and USDA, determining the income, credit, reserves, and documents required. This advanced mortgage tool allows side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help select the best program in IL for your situation.

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Loan Limits and Down Payment Needs for 2025 in Lake-Bluff, Lake, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table applies to zip codes: 60044

Explore Loan Options in Lake-Bluff, IL

The goal of Lendersa® is to quickly secure the best loan for you across Conventional, USDA, or FHA. Choose from three avenues that result in matching you with lenders and program options.

Lendersa USDA loan request results


  • VeraBank
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  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • SOUTH PARK MORTGAGE LLP
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  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • All-Star Mortgages, LLC
  • 207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
  • All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.
  • The Texas Loan Company
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  • The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
  • Claremont Savings Bank
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  • Global Unity Mortgage
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  • Global Unity Mortgage reduce any unnecessary stress and anxiety. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding you the right loan, with the best rates, terms and costs to meet your unique needs.We are equipped with the latest software, programs and information available the mortgage m
  • Americay Mortgage Corporation
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  • At Americay Mortgage Corp, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Carolina Lending Group
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  • Carolina Lending Group, LLC is going to make a commitment to giving back to both our community and other global organizations in an effort to make the world a better place. Our global partnership with Kiva.Org has been in place for many years and we will continue to support these causes via this platform for as little as $25 a loan.
  • Blue Ribbon Mortgage and Investments
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  • Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.