FHA VS Conventional loan in Libertyville, Lake County, Illinois
For 2026, the conventional loan limit for Libertyville in Lake County, IL is set at $726,200, while the FHA ceiling for a single-family dwelling is determined at $472,030.
Employ the Lendersa® Conventional loan calculator to compare today's prime rates between Conventional, FHA, and USDA loans and review the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator enables you to assess Conforming Conventional, USDA, FHA, and VA loans side-by-side, ensuring you choose the best program in IL for your financial needs.
Loan thresholds and down payment prerequisites for 2026 in Libertyville, Lake, IL
Type of Loan
Ceiling Amount
Required Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Note: This comparison chart applies to the following postal codes: 60048
Explore Conventional and FHA loan opportunities in Libertyville, IL
The objective of Lendersa® is to offer you the most suitable loan, whether it's Conventional, USDA, or FHA, without complication. Choose one of the three initial pathways that align you with compatible lenders and financing programs.
Libertyville Bank & Trust Company, National Association
507 N. Milwaukee Ave., Libertyville, IL, 60048
Lends in Illinois
Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
1860 West Winchester Road, Suite 102, Libertyville, IL, 60048
Lends in Illinois
Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business.
Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
Lake Forest Bank & Trust Company, National Association
727 N. Bank Lane, Lake Forest, IL, 60045
Lends in Illinois
Lake Forest Bank & Trust Company is a true community bank. Our promise is to provide customers with good old-fashioned personal service and a broad range of quality financial products. Being a locally controlled and managed bank gives us the unique ability to make decisions more quickly and to provide more customized services.
Diamond Residential Mortgage is committed to helping our customers find the right mortgage product for their needs. We understand every borrower is different and we offer a wide variety of products to meet individual requirements. We make the process of securing a mortgage simple and straightforward by offering the latest financial tools.
4180 North Route 83, Suite 8, Lake Zurich, IL, 60047
Lends in Illinois
Our experience and expertise have enabled us to navigate through the recent mortgage crisis. Many other companies closed, but we sharpened our skills and not only are we still open, but we are stronger, more experienced, and better equipped to handle your financing needs. We are a full-service mortgage lender with an experienced staff.
NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
