FHA VS Conventional loan programs in 2025 for Lake-Forest, Lake County, Illinois
In 2025, the conventional loan cap in Lake-Forest, located in Lake County, IL, is $647,200, while the FHA limit for a single-family home is set at $420,680.
Utilize the Lendersa® Conventional loan calculator to see a comparison of today's leading rates for Conventional, FHA, and USDA loans. You can determine the necessary qualifications, including required income, credit score, reserves, and documents. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier for you to select the ideal program in IL for your financial needs.
2025 Loan Limits and Down Payment Requirements in Lake-Forest, Lake, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This comparison table applies to the following zip codes: 60045, 60065
Conventional and FHA Loan Options in Lake-Forest, IL
The goal of Lendersa® is to fast-track and simplify the process of obtaining the best possible Conventional, USDA, or FHA loan for you. Choose one of three steps to find matching lenders and loan programs.
980 Eddie Dowling Highway, North Smithfield, RI, 02896
First Northern Financial Group, Inc. takes a tremendous amount of pride in providing excellent customer service and aligning our valued customers with the perfect mortgage. All of our customers can search for homes or refinance with the up most confidence in their financing arrangements.
At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.
The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.
Texas and Pacific (T&P) Railway Company met to organize and found Fort Worth T&P Federal Credit Union to serve the employees of the Railway. It was the mission of our founders to “make more available to people of small means credit for provident purposes, ” and it established the institution’s firm foundation of people helping people.
Fort Worth City Credit Union are insured by the National Credit Union Administration, which is a U.S. Government Agency. Member accounts are federally insured up to $250, 000, and are backed by the full faith and credit of the United States Government Fort Worth City Credit Union is an Equal Housing Lender.
At Rand & Associates Incorporated, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Merit Mortgage Company Being a realtor is hard enough! We understand the frustrating rollercoaster ride of a transaction and the lender should be the last thing on your mind. We do our best to free you up to take care of all the other needs of your client while we handle the loan.You have plenty of details on your plate & we are focused on making t
The First State Bank of Rice is a member of the Rice Bancshares, Inc. located in Rice, Texas. FSB of Rice offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First State Bank takes pride in having served our community since 1928.
