FHA VS Conventional loan in Lake-in-the-Hills, McHenry County, Illinois

In 2025, the Conventional loan limit in Lake-in-the-Hills, within McHenry county, IL, is $647,200. The FHA loan limit for a single-family home is $420,680.

Utilize Lendersa®'s Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA options. Determine your required income, credit, reserves, and documents to qualify. With our advanced calculator, view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in IL is best for your unique financial situation.

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2025 Loan Limits and Down Payment Requirements in Lake-in-the-Hills, McHenry, IL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $303,600 0%
FHA $420,680 3.5%

This table applies to zip codes: 60156

Conventional and FHA Loan Options in Lake-in-the-Hills, IL

Lendersa® is committed to securing the best potential Conventional, USDA, or FHA loans promptly and without hassle. Choose from three starting points to connect with lenders and loan programs that meet your needs.

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  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
  • Adams State Bank
  • 649 Main St, Adams, NE, 68301
  • Although it doesn’t claim the prominence of age that many of its neighbors in southeastern Nebraska do, Adams State Bank does have the distinction of being one of the state’s five-generation banks, as well as the honor of having a past president of the Nebraska Bankers Association as its President.
  • LincOne Federal Credit Union
  • 4638 W Street, Lincoln, NE, 68503
  • LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.
  • Stonebridge Home Mortgage, llc
  • 100 Cobblestone Court, Oakdale, PA, 15071
  • At Stonebridge Home Mortgage, llc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage
  • Nebraska Bank of Commerce
  • 6000 Village Drive, Suite 100, Lincoln, NE, 68516
  • Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
  • Frontier Bank
  • 8380 Glynoaks Dr, Lincoln, NE, 68516
  • Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
  • West Gate Bank
  • 6003 Old Cheney Rd, Lincoln, NE, 68516
  • Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best