Explore the differences! FHA VS Conventional loan programs in Lake-Villa, Lake County, Illinois
In 2025, the limit for conventional loans in Lake-Villa, situated in the county of Lake, IL, is $647,200, while the FHA loan limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to analyze and compare today's top rates for Conventional Vs. FHA Vs. USDA loans. Evaluate the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine the ideal program for your financial situation in IL.
2025 Loan Limits and Down Payment Requirements in Lake-Villa, Lake, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$420,680
3.5%
This comparison is relevant to the following zip codes: 60046
Conventional and FHA Loan Options in Lake-Villa, IL
Lendersa® is committed to providing you with the best possible loan — whether it's Conventional, USDA, or FHA — swiftly and without hassle. Choose from one of three starting options to match with suitable lenders and loan programs.
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We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
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