Conventional Vs. FHA Lending requirements Lake-Villa, IL in 2026

In 2026, the limit for conventional loans in Lake-Villa, situated in the county of Lake, IL, is $647,200, while the FHA loan limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to analyze and compare today's top rates for Conventional Vs. FHA Vs. USDA loans. Evaluate the necessary income, credit score, reserves, and documents to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping determine the ideal program for your financial situation in IL.

Conventional and FHA Loan Options in Lake-Villa, IL

Lendersa® is committed to providing you with the best possible loan — whether it's Conventional, USDA, or FHA — swiftly and without hassle. Choose from one of three starting options to match with suitable lenders and loan programs.

Lendersa USDA loan request and matching results

Lake-Villa Lenders
(847) 838-6892 Lender's profile and map State Bank of the Lakes, National Association 440 Lake St., Antioch, IL, 60002 Lends in Illinois State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
(800) 322-3623 Lender's profile and map First Midwest Bank 1777 N. Cedar Lake Rd, Round Lake, IL, 60073 Lends in Illinois We are a relationship-based bank with ideas to drive your business forward. We live and work in the communities we serve, so our bankers understand the local market – and your industry. With $21.2B in assets, we have the resources to partner with our clients to provide customized solutions. Currently, we serve nearly 25, 000 commercial clients
(847) 244-5100 Lender's profile and map Northside Community Bank 5103 Washington Street, Gurnee, IL, 60031 Lends in Illinois NorthSide Community Bank, with over $250 million in assets, is the only community bank headquartered in Gurnee. The bank was chartered in 1997 and has 4 locations in the Chicago metropolitan area and Lake County. The bank was formed in 1996 by a professional group of business men and women to better respond to the market place.
(800) 762-9988 Lender's profile and map ALEC 325 Tri-State Parkway, Gurnee, IL, 60031 Lends in Illinois Granted its charter in March 1990, ALEC first opened its doors to the employees of Abbott Laboratories in October of that same year. In our early years through 2001, ALEC Service Centers were located only at the AP30, AP6, AP22 and M1 locations. Since then, we've added four more service centers,
(877) 275-2228 Lender's profile and map Consumers Credit Union 1075 Tri-State Pkwy, Suite 850, Gurnee, IL, 60031 Lends in Illinois Consumers Credit Union (CCU), headquartered in Lake County, IL, has provided unparalleled financial services to Members since 1930. The credit union offers a complete menu of products and services, including checking, debit and credit cards, vehicle loans, consumer loans, savings, money market and certificates of deposit
(800) 982-7850 Lender's profile and map Great Lakes Credit Union 3290 N. Lewis Ave, Waukegan, IL, 60087 Lends in Illinois Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates. At the time, no financial institution existed in the area, leaving local workers without an option to safely.
(847) 367-6800 Lender's profile and map Libertyville Bank & Trust Company, National Association 507 N. Milwaukee Ave., Libertyville, IL, 60048 Lends in Illinois Libertyville Bank & Trust, along with our community banks in Wauconda, Gurnee, Mundelein, Island Lake and Vernon Hills, is the #1 bank in the area, thanks to the confidence and trust that our customers and the community have placed in us. We are dedicated to providing great accounts and outstanding personal service without the costs.
(847) 816-9600 Lender's profile and map Great Lakes Home Mortgage 1860 West Winchester Road, Suite 102, Libertyville, IL, 60048 Lends in Illinois Great Lakes Home Mortgage, Inc. provides its customers with the variety of mortgage products as well as access to various lenders and investors that is necessary in this constantly changing business. Services: Whether it is no mortgage insurance programs, equity loans, fixed rates, adjustable rates, jumbo loans, FHA or VA loans
(847) 235-0030 Lender's profile and map De La Cerda Team 1520 Washington St, Waukegan, IL, 60085 Lends in Illinois The De La Cerda Team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.