FHA VS Conventional loan in Lindenhurst, Lake County, Illinois

In the year 2025, the conventional loan limit set in Lindenhurst, within Lake county of IL, is $726,200, while for a single-family home, the FHA limit is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare the best current rates for Conventional, FHA, and USDA loans. Assess the income level, credit score, reserve funds, and necessary documents to qualify. With our advanced mortgage calculator, view a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to decide which program in IL fits your financial situation best.

Compare offerings from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Lindenhurst, Lake County, IL

Loan Type Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table pertains to ZIP codes: 60046

Conventional and FHA Loan Options in Lindenhurst, IL

The Lendersa® objective is to provide you with the best Conventional, USDA, or FHA loan quickly and conveniently. Choose one of three starting paths to align with lenders and loan programs.

USDA loan request and matching results from Lendersa


  • Presidential Bank
  • 4520 East-West Highway, Bethesda, MD, 20814
  • Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
  • Paradigm Mortgage Services
  • 7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
  • Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland. NMLS ID # 205094 (www.nmlsconsumeraccess.org) Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
  • Presidential Mortgage Group
  • 4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
  • Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
  • Walker & Dunlop
  • 7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
  • Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
  • MortgageStar LLC
  • 4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
  • Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
  • MC Financial Inc
  • 7315 Wisconsin Avenue, Office 414, Bethesda, MD, 20814
  • We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
  • Bancstar Mortgage LLC
  • 8120 Woodmont Ave, Bethesda, MD, 20814
  • The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Access Capital Mortgage
  • 4600 East-West Hwy, Bethesda, MD, 20814
  • Access Capital Mortgage is a full service nationwide lender, known for its integrity and experience in the mortgage industry. We offer multiple loan programs with great rates and flexible terms. Access Capital Mortgage has three retail branches conveniently located in the Baltimore, Maryland Metro Washington D.C. area.
  • Blue Water Funding, LLC
  • 7501 Wisconsin Ave. Suite 125W, Bethesda, MD, 20814
  • Having years of experience in real estate investing and financing, the principals of BlueWater Funding understand and appreciate the profitability and complexities that certain transactions bring with them. Often, these complexities provide a hurdle that traditional banks may never be able to overcome, regardless of your relationship with them o
  • MCGOWIN-KING MORTGAGE
  • 2 Office Park Cir, Suite 103, Birmingham, AL, 35223
  • Jim King & Travis McGowin together have more than 80 years in the mortgage business here. When founded McGowin-King Mortgage in 1998, they did so with a simple goal in mind: to build a business on relationships & to foster those relationships with integrity, trust, & community involvement.Every loan brokered since that founding has been anchored.
  • ASSURANCE FINANCIAL, LLC
  • 500 Office Park Dr, Suite 410, Birmingham, AL, 35223
  • Founded in 2001, Assurance Financial Group was created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.