Explore the differences! FHA VS Conventional loan programs in Lemont, Cook County, Illinois

In 2025, the limit for Conventional loans in Lemont, located in Cook county of IL, is $726,200. In contrast, the FHA loan ceiling for a single-family home is $472,030.

Explore the Lendersa® Conventional loan calculator to evaluate today's leading rates across Conventional, FHA, and USDA loans. Determine required income, credit, reserves, and documents for qualification. The advanced mortgage calculator offers a comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in IL.

Compare loan offers from 100 different lenders

2025 Loan Limits and Downpayment Requirements in Lemont, Cook County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to zip codes: 60439

Conventional and FHA Loan Options in Lemont, IL

Lendersa® aims to provide you with the optimal Conventional, USDA, or FHA loan swiftly and effortlessly. Choose from one of three starting points that lead to matching lenders and loan options.

Lendersa USDA loan request and matching results


  • Gregory M. Russell
  • 245 Carriage Lane, Roseburg, CA, 97471
  • We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
  • ClearEdge Commercial Lending
  • 1806 Pine st., Paso Robles, CA, 93446
  • ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un
  • Simple Lending and Realty, INC.
  • 1244 Pine Street, Suite 217, Paso Robles, CA, 93446
  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started
  • A Straight Line Mortgage Solutions
  • 404 Cool Valley Road, Paso Robles, CA, 93446
  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.
  • KD Capital Mortgage Corporation
  • 1305 Vine Street, Paso Robles, CA, 93446
  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.
  • Infinity Mortgage
  • 1229 Vine St., Paso Robles, CA, 93446
  • With over 3 decades of experience there is almost no loan type that Kay Otis, Katy Otis or ChristaAbma haven't completed. Our continued focus is on Loan Origination so as to keep a close working relationship with our wonderful clients. Please contact us today so we can explore how we can help you reach your loan goals.
  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.
  • Pacific Bay Estates
  • 700 Main Street, Suite 211, Suisun City, CA, 94585
  • Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.
  • Access Mortgages Services, Inc.
  • 1630 Williams Hwy 140, Grants Pass, OR, 97527
  • Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
  • Spinnaker Financial Inc.
  • 120 Dandelion Lane, Templeton, CA, 93465
  • At Spinnaker Financial, finding a mortgage designed just for you is precisely what we do. In fact, it’s all we do. Spinnaker Financial was founded in February 1993 by Tyson Hayward. With over 90 years combined experience between Kay Otis, Mary Swabb, and Tyson Hayward, the Spinnaker Financial team is knowledgeable