FHA VS Conventional loan programs in 2025 for Woodridge, DuPage County, Illinois

In 2025, the Conventional loan limit set for Woodridge, within DuPage county, IL, is $726,200, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to weigh the current best rates, comparing Conventional Vs. FHA Vs. USDA. Find out the income, credit, reserves, and documents you need for eligibility. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans in parallel, enabling you to decide the best program in IL based on your specific financial needs.

Compare loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in Woodridge, DuPage County, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparison table pertains to these zip codes: 60517

Options for Conventional and FHA Loans in Woodridge, IL

Lendersa® strives to secure the most advantageous Conventional, USDA, or FHA loans for you efficiently and without hassle. Choose one of three initial steps that connect you with suitable lenders and programs.

Lendersa USDA loan request and results


  • US Home Mortgage Inc
  • 5901 S 58th St A, Lincoln, NE, 68516
  • U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
  • Lincoln Federal Savings Bank
  • 8400 Maddox Dr., Lincoln, NE, 68501
  • Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans
  • Citizens Tri-County Bank
  • 201 N Jackson Street, Tullahoma, TN, 37388
  • Citizens Tri-County Bank was organized in 1972 as Citizens Bank, and received its bank charter in June of that same year. The new bank opened for business in October, 1972, with $500, 000 in capital, initially operating in a trailer at the bank’s current Main Office location in downtown Dunlap, Tennessee.
  • Ascend Federal Credit Union
  • 520 Airpark Drive, Tullahoma, TN, 37388
  • At Ascend, our mission is to "Raise Possibilities"​ for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
  • Mortgage Connection
  • 609 Wilson Avenue, Tullahoma, TN, 37388
  • Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of: ""It's my credit union; it belongs to me."" When you walk into the credit union lobby, or call a loan officer
  • Patriot Bank
  • 9105 Barret Road, Millington, TN, 38053
  • Patriot Bank is a full-service bank with a focus on community service. The bank serves the growing markets of Shelby County, Tipton County and Fayette County with a wide range of consumer and commercial accounts and a mortgage division. Patriot Bank opened in Millington in October 2001 and has grown to eight full service banks in Arlington
  • Patriot Bank Mortgage
  • 9105 Barret Rd, Millington, TN, 38053
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Patriot Bank Mortgage offers mortgages in Memphis, Shelby, Tipton and Fayette County markets. We also serve the surrounding areas.
  • LincOne Federal Credit Union
  • 4638 W Street, Lincoln, NE, 68503
  • LINCONE Federal Credit Union is a Financial Services company located in Lincoln, Nebraska, United States. We are unique from other institutions. We are not owned by shareholders, we are owned by our members; Anyone that lives, works, worships, or attends school in Lancaster County, NE.
  • Liberty First Credit Union
  • 501 North 46th Street, Lincoln, NE, 68503
  • Liberty First Credit Union is unique in the financial services industry. We are a member-owned, not-for-profit financial cooperative. Those who do business with us are known as members. We exist solely to provide our members with affordable financial services; and members work together to achieve their financial goals.