FHA VS Conventional loan programs in Naperville, DuPage County, Illinois

In 2024, Convetional loan limit in Naperville, county of DuPage, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Naperville, county of DuPage, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 60540, 60563, 60564, 60565, 60567

Conventional and FHA loan options in Naperville, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Reverse Mortgage West
  • 20 Truman Street, Suite 205, Irvine, CA, 92620
  • RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
  • Beacon Lending And Realty, Inc
  • 21 Foxcrest, Irvine, CA, 92620
  • Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
  • BlackMarket Mortgage
  • 14271 Jeffrey Road, Suite 316, Irvine, CA, 92620
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Hot Properties
  • 4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
  • Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.
  • Oak Creek Funding Inc
  • 27 Delamesa East, Suite 200, Irvine, CA, 92620
  • Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers
  • First American Financial Group Inc.
  • 16 Laurelwood, Irvine, CA, 92620
  • Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.
  • Synergy Lending Inc
  • 780 Roosevelt, Suite 207, Irvine, CA, 92620
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Customer service is very important to all of us. As we continue to improve and expand our services we recognize our customers' need and desire to preserve their privacy and confidentiality.
  • Tiger Loans, Inc.
  • 780 Roosevelt, Suite 120, Irvine, CA, 92620
  • Tiger Loans, Inc. is a direct home mortgage lender currently licensed in California, Florida, Georgia, Idaho, Illinois, Maryland, Texas, and Washington and a mortgage broker licensed in Massechusetts (MB1169300) and Virginia. We offer competitive rates and closing cost on conventional fixed
  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rate Republic
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.