FHA VS Conventional loan programs in 2025 for Naperville, DuPage County, Illinois

In 2025, for Naperville, in DuPage county, IL, the conventional loan limit is $726,200, while the FHA limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage tool lets you view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial needs in IL.

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Loan Limits and Down Payment Requirements for 2025 in Naperville, DuPage, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table applies to these zip codes: 60540, 60563, 60564, 60565, 60567

Options for Conventional and FHA Loans in Naperville, IL

The objective of Lendersa® is to quickly secure for you the best possible Conventional, USDA, or FHA loan, without hassle. Choose from three starting points to find matching lenders and loan offers.

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  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.
  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.
  • Guaranty Mortgage Service, Inc.
  • 4300 "B" Street, Ste. 301, Anchorage, AK, 99508
  • At Guaranty Mortgage Service, we pride ourselves in taking the time to search out the best options and programs to fit your individual situation. My love of people and my belief that everyone is entitled to a home of their own led me into the mortgage industry in 1977. I founded my company with the promise to be a personal mortgage coach for my
  • Mortgage Brokers of Alaska Corporation
  • 1577 C Street, Suite 101, Anchorage, AK, 99501
  • We are here to help you in every step of the home loan process. As your local mortgage broker in Anchorage and Alaska, we can provide you with customized service offering low rates and low fees to ensure you are getting the best loan available for your financial situation. We couple this customized service with the most innovative.
  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom
  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution
  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.
  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.
  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.
  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,
  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.
  • TITAN MORTGAGE CAPITAL, INC
  • 3301 C St, Suite 204, Anchorage, AK, 99503
  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments Pay off your mortgage in less time Pay off your other debts Use your home equity to get extra cash Make home improvements"