FHA VS Conventional loan in Newton, Jasper County, Illinois
In 2026, the Conventional loan limit in Newton, located in the county of Jasper, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Lendersa® Conventional loan calculator enables comparison of today's top rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you select the optimal program for your finances in IL.
2026 Loan Limits and Down Payment Requirements in Newton, Jasper, IL
Loan Type
Loan Limit
Down Payment (%)
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to zip codes: 62448
Options for Conventional and FHA Loans in Newton, IL
The objective of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans without hassle. Choose from three starting options to find lenders and loan programs that match your needs.
We are a community bank, with community values. Our employees are your friends and neighbors, which is why we are so passionate about helping our customers and the communities we serve. Live for Today. Bank for Tomorrow. We’ve served the people of Illinois for over 100 years. Now, the good people of Edwardsville are also in those ranks!
Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
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Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois, and is the sole shareholder of Midland States Bank. As of September 30, 2021, the Company had total assets of approximately $7.09 billion, and its Wealth Management Group had assets under administration of approximately $4.06 billion.
"Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois. Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."
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In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
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Beginning as a private institution, P.R. Phillips & Co, Bankers of Beecher City started in 1907. Later in 1910, The First State Bank of Beecher City was incorporated with 14 original stockholders and began construction of a new building.
