FHA VS Conventional loan in Newton, Jasper County, Illinois

In 2026, the Conventional loan limit in Newton, located in the county of Jasper, IL, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Lendersa® Conventional loan calculator enables comparison of today's top rates for Conventional, FHA, and USDA loans. Assess necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you select the optimal program for your finances in IL.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Newton, Jasper, IL

Loan Type Loan Limit Down Payment (%)
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 62448

Options for Conventional and FHA Loans in Newton, IL

The objective of Lendersa® is to swiftly secure the best Conventional, USDA, or FHA loans without hassle. Choose from three starting options to find lenders and loan programs that match your needs.

Lendersa USDA loan request and matching outcomes


  • American Sona Mortgage
  • 1500 North Harbor Boulevard, La Habra, CA, 90631
  • American Sona Mortgage specializes in no-Cost Loans for all Californians, including Fixed Rate, Adjustable or Home Equity 1st & 2nd Mortgages.We seek to identify & understand your Mortgage goals in order to professionally tailor a plan that best fits your lending need.Whether you need Cash Out, a Low Monthly Payment we are here to help you.

  • MacLons Capital Mortgage
  • 1001 West Whittier Boulevard, La Habra, CA, 90631
  • MacLons Capital Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools

  • RiverGold Financial Services Inc
  • 1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
  • At RiverGold Financial Services Inc. ​ We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple

  • Laurus Mortgage
  • 823 North Harbor Boulevard, Fullerton, CA, 92832
  • Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.

  • Millenia Real Estate & Home Mortgage
  • 137 W Chapman Ave, Unit B, Fullerton, CA, 92832
  • "Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a
    Real Estate Transaction."

  • Serv Corp
  • 1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
  • A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0%
    Up to 85% LTC & 70% ARV
    No application fees
    Get pre-approved in minutes
    Close in 7-10 days
    Low Costs Fees start at 1.25 Points

  • WestOne Home Mortgage Refinancing
  • 31658 Pacific Coast Hwy, Suite A, Laguna Beach, CA, 92651
  • We are committed to exceptional customer service offering tailored loans that take into account your cash flow, payment timeframe, equity plans and investment opportunities.

    At West One Capital Group, we assure you will get a loan that won't break your budget and provides you the flexibility.

  • VRB Mortgage, Inc.
  • 500 Emerald Bay, Laguna Beach, CA, 92651
  • Founded as an Affliate of one of the Nation's leading Veteran Home Buying Membership programs, VRB Mortgage has expanded from its initial focus on VA Loans to now providing loan officers that can provide any loan program to incldue FHA, Conventional and even Jumbo Loans.We can also help you refiance your current loan.

  • Associated Properties Inc.
  • 504 San Nicholas Court, Laguna Beach, CA, 92651
  • Associated Properties, Inc., a family-owned real estate & lending company, was founded back in 1964 and incorporated in 1973 by Albert George Geigele of Newport Beach California. His career in real estate & lending spanned over half a century. Those whom had the privilege to work with him will always remember him for his honesty and trust