FHA VS Conventional loan programs in Olney, Richland County, Illinois
For 2025, in Olney, within Richland county, IL, the conventional loan limit is $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Try the Lendersa® Conventional loan calculator to compare current rates: Conventional Vs. FHA Vs. USDA, and find out what income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting in choosing the best program in IL for your needs.
2025 Loan Limits and Down Payment Requirements in Olney, Richland, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: These comparisons apply to zip codes: 62450
Options for Conventional and FHA Loans in Olney, IL
The aim of Lendersa® is to secure the best Conventional, USDA, or FHA loans for you swiftly and with ease. Start with one of three options to line up with prospective lenders and loan programs.
801 E Morehead St, Suite 100, Charlotte, NC, 28202
Omni Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
128 South Tryon Street, Suite 20-104, Charlotte, NC, 28202
Primeline Capital is dedicated to helping all our clients find the best rates and guide you throughout the entirety of your financing journey. We help each client reap the rewards of finding the perfect lending solution. Primeline Capital offers a vast network of options paired with local experience and educated guides to match you.
Loan Pronto because we wanted to make refinancing or purchasing your home as easy as it should be. By leveraging the speed and efficiency of digital platforms, we make getting a loan faster, less expensive, and less invasive, without sacrificing the personal service that helps put your concerns at ease.
615 South College Street, Suite 09, Charlotte, NC, 28202
BlackHawk Mortgage is a Veteran owned company founded to provide an easier way to obtain home ownership. We are located in Charlotte, NC, we pride ourselves on client satisfaction and a stress free process. The key to our early on success has been a combination of consistently offering the lowest possible rates.
227 W 4th Street, Office 123, Charlotte, NC, 28202
Lendexa Mortgage LLC is a Mortgage Broker and not empowered to lend. All loans are arranged through third party lenders. LENDEXA MORTGAGE LLC is in the Mortgage Bankers and Loan Correspondents industry in Charlotte, North Carolina. This company currently has approximately 1 to 5 employees.
Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.
Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
2125 Southend Drive, Unit 451, Charlotte, NC, 28203
Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
