Conventional Loans Vs FHA in Effingham, IL [in 2025]

During 2025, the conventional loan limit in Effingham, situated in Effingham county, IL, is $726,200. In contrast, the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit, reserve levels, and documentation to qualify. This advanced mortgage calculator displays side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA, helping you choose the optimal program in IL for your financial needs.

Conventional and FHA Loan Options in Effingham, IL

The objective of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans swiftly and effortlessly. Choose from one of three starting routes to connect with the right lenders and loan offers.

(870) 863-7000 Lender's profile and map Reviews First Financial Bank 214 N Washington Ave, El Dorado, AR, 71730 First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.
(724) 816-0571 Lender's profile and map Reviews Lyonsgate Funding LLC 3004 Hamilton Street, Jefferson Hills, PA, 15025 Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
(651) 777-7700 Lender's profile and map Reviews Premier Banks 2866 White Bear Avenue, Saint Paul, MN, 55109 Chartered in 1974, Premier Bank set up shop as Maplewood State Bank in a trailer on the corner of Beam and White Bear Avenues. Maplewood State Bank was the smallest of the 714 Minnesota Banks. We work as hard as you do each day to earn the privilege to grow together. Focused on an ever brighter financial future.
(651) 770-7000 Lender's profile and map Reviews Ideal Credit Union 2401 N McKnight Rd N, Saint Paul, MN, 55109 Ideal Credit Union is a not-for-profit, member-owned financial cooperative dedicated to providing financial services and products that deliver true value to our members. At the core of our business philosophy is our promise of friendly, quality service, always keeping in mind that members come first.
(334) 567-0081 Lender's profile and map Reviews First Community Bank of Central 715 Wilson St Wetumpka, Wetumpka, AL, 36092 First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage. It is our belief that a community is best
(952) 944-9000 Lender's profile and map Reviews Thistle Financial LLC 11328 Bluestem Lane, Eden Prairie, MN, 55347 Thistle Financial first opened its doors in Eden Prairie, Minnesota in 2005. We’re happy to be a part of this beautiful community and bring our mortgage expertise to the city and its neighboring Twin Cities. We value the trust that our clients place in us as their mortgage broker, and always look forward to working with new faces.
(402) 643-3602 Lender's profile and map Reviews The Jones National Bank and Trust Company of Seward 203 So. 6th Street, Seward, NE, 68434 Jones Bank serves Seward, Milford, Valparaiso and the surrounding communities. At Jones Bank our philosophy of “Neighbors Helping Neighbors” reflects our attitude of helpfulness and community support. As a leading Nebraska community bank, we continually invest in the individuals and businesses in our communities.
(952) 698-6274 Lender's profile and map Reviews MidCountry Bank 7825 Washington Ave S, Suite 120, Minneapolis, MN, 55439 MidCountry Bank is proactively taking action to minimize the spread of germs. Our efforts will ensure we can continue serving our customers. Branch lobbies are temporarily closed to the public until it is prudent to reopen, but our drive-thrus are open! Please use our online and mobile service.
(952) 884-3011 Lender's profile and map Reviews MinnTrust Mortgage LLC 7801 East Bush Lake Road, Suite 410, Minneapolis, MN, 55439 At MinnTrust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(724) 684-8875 Lender's profile and map Reviews Valley 1st Community Federal Credit Union 815 Schoonmaker Avenue, Monessen, PA, 15062 Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.