which one is better? Conventional or FHA Effingham, IL

In 2025, Convetional loan limit in Effingham, county of Effingham, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Conventional and FHA loan options in Effingham, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results

(800) 239-1103 1824 miles Lender's profile and map Reviews Divita Home Finance, Inc. 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920 DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience
(541) 368-0155 1824 miles Lender's profile and map Reviews Access Mortgages Services, Inc. 1630 Williams Hwy 140, Grants Pass, OR, 97527 Access Mortgage Services, Inc. has provided Real Estate Loan Services since May of 2000. We provide excellent customer service for the entire loan originating, processing and closing process. As an added benefit, one specific person will handle all needed aspects of your loan from beginning to end
(650) 342-4458 1824 miles Lender's profile and map Reviews NBT Realty Services, Inc. 2546 Butternut Drive, Hillsborough, CA, 94010 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(650) 652-9439 1824 miles Lender's profile and map Reviews Nu Level Equity 1310 Bayshore Highway, Suite 22, Burlingame, CA, 94010 We are a team of real estate experts who understand that our job is to help you with decisions that are serious and could affect you and your family's lives, forever. It’s not just about what you do today. We believe in looking towards the future with our clients. That's why we go above and beyond for every single person.
(650) 219-2926 1824 miles Lender's profile and map Reviews Karis Finance 1534 Plaza Lane, Burlingame, CA, 94010 Karis Finance provides premier tailor-made solutions to meet each of our client's financing needs. We are proud to offer our clients a wide range of services and expertise including: Aggressive rates that are competitive with online mortgage companies, combined with local personalized customer service.
(415) 336-7106 1824 miles Lender's profile and map Reviews Pathmark Mortgage Company 1799 Bayshore Highway, Suite 128E, Burlingame, CA, 94010 Pathmark Mortgage Company We have streamlined the process of buying or selling a home to make it easier for you! We have built a team of industry experts to make sure you have access to local home inspectors, contractors, interior designers, service providers, property managers, lending professionals.
650-348-7191 1824 miles Lender's profile and map Reviews Wachter Investments Inc 49 Park Road, Burlingame, CA, 94010 Wachter Investments, Inc. was founded in 1979 by our father, Harold Wachter, and remains family-owned and operated to this day.We take pride in having successfully endured the roller coaster ride of ups and downs of our Real Estate Market spanning over four decades.We’ve learned plenty over the past forty-one years of being in this industry.
(707) 577-8737 1824 miles Lender's profile and map Reviews Seliga Financial 645 4th St, Suite 211, Santa Rosa, CA, 95404 We’re a full service mortgage company with expertise in every area of mortgage lending, from purchase, to refinance lines of credit and debt consolidation. We have access to a full range of mortgage products and are dedicated to providing you with the competitive rates, terms and costs to meet your unique borrowing needs.
(707) 345-1000 1824 miles Lender's profile and map Reviews Fox & Company, Inc. 4710 Bennett Valley Rd, Santa Rosa, CA, 95404 we are uniquely positioned to offer our clients a truly customized experience, not a one-size-fits-all solution. We take pride in guiding our clients through every step of the process – from getting a mortgage that fits their exact needs to the intricacies of a purchase or sale of a home. Whether you are seeking a mortgage,
707-696-9705 1824 miles Lender's profile and map Reviews Tracey Financial Group, Inc. 2 E Street, Santa Rosa, CA, 95404 Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.