Explore the differences! FHA VS Conventional loan programs in Northbrook, Cook County, Illinois

In 2026, the Conventional loan limit in Northbrook, within Cook county, IL, is $726,200, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you choose which program in IL fits your financial needs best.

Browse loan offers from a range of 100 lenders

2026 Loan Limits and Downpayment Requirements in Northbrook, Cook County, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

Comparison table relevant for zip codes: 60062

Explore Conventional and FHA Loan Options in Northbrook, IL

Lendersa® aims to deliver the best Conventional, USDA, or FHA loans swiftly and easily. Choose one of three starting points to connect with lenders and explore loan programs.

Lendersa USDA loan request and matching results


Northbrook Lenders

  • Northbrook Bank & Trust Company, National Association
  • 1100 Waukegan Rd, Northbrook, IL, 60062
  • Lends in Illinois
  • We're your local Wintrust Community Bank. As part of the larger Wintrust Community Bank family, we were built in this area, for this area. We work hard to be an asset to the people and communities we serve: to get to know you and your needs in order to offer the best banking products and even better service.

  • CenTrust Bank, National Association
  • 385 Waukegan Road, Northbrook, IL, 60062
  • Lends in Illinois
  • Centrust Bank provides primarily commercial banking services. Its commercial banking products include commercial and industrial loans, as well as commercial real estate, construction and multi-family loans. Additionally, it originates loans through the Small Business Administration related to business acquisitions and commercial real estate loans.

  • Metro Mortgage Services Inc
  • 555 Skokie Blvd, Suite 500, Northbrook, IL, 60062
  • Lends in Illinois
  • Metro Mortgage Services was founded in 1995 by Edie Jerome. While there was many mortgage companies in northwest suburban Chicago, very few specialized in finding creative solutions for buyers. Metro Mortgage Services has built a solid reputation helping all types of buyers.

    Whether you are:
    a first time buyer etc.

  • M I E Financial Inc
  • 1240 Meadow Rd, Suite 500, Northbrook, IL, 60062
  • Lends in Illinois
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • B2 Funding Corporation
  • 1901 Raymond Drive, Suite, Suite 1, Northbrook, IL, 60062
  • Lends in Illinois
  • B2 Funding Corporation Regardless of whether you are a first-time home-buyer, at B2 Funding we give you the personal attention you deserve to help you reach your goals. It has been our pleasure working with our clients in over the years, and we hope that our excellence will continue to foster new relationships in the future.

  • EON Mortgage Group
  • 950 Skokie Blvd Ste 204, Northbrook, IL, 60062
  • Lends in Illinois
  • At EON Mortgage Group, our focus is to provide you with the best mortgage broker services possible. We have a passion for the mortgage loans industry, and our loan officer is dedicated to working with you to find the loan that best fits your needs. Our staff will help compare banks for you to help you get the best rates possible on your loan.

  • Get Approved Mortgage Inc
  • 2700 Patriot Blvd, Suite 250, Glenview, IL, 60026
  • Lends in Illinois
  • Our goal is to provide you with an exceptional level of care as we assist you in achieving your financial goals. To achieve that, we’ve assembled the best team in the industry, who will provide you with the expert guidance you seek throughout your mortgage journey. Your confidence in us and satisfaction with our service.

  • Solutions Financial Mortgage
  • 2700 Patriot Blvd, Suite 110, Glenview, IL, 60026
  • Lends in Illinois
  • Solutions Financial Mortgage is a mortgage banker whose operations originate mortgage loans in Illinois and Florida. We are a correspondent lender with an exceptional product variety and competitive rates. Solutions Financial Mortgage was founded by loan originators to serve the industry in a unique capacity

  • Educated Investors Finance Corporation
  • 4251 Commercial Way, Glenview, IL, 60025
  • Lends in Illinois
  • At Educated Investors Finance Corporation, our focus is to help you with the financing for your home or investment property. As our name suggests, we want you to make informed decisions with all options presented. We are here to answer any questions you have and will work through scenario planning ahead of time so there are no surprises.