Conventional Vs. FHA Lending requirements Lawrenceville, IL in 2026

In 2026, the conventional loan limit in Lawrenceville, which is within Lawrence county, IL, is $726,200. The FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to assess today’s best rates across Conventional, FHA, and USDA loans. It allows you to determine the required income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, review Conforming Conventional, USDA, FHA, and VA loans side by side to select the most suitable program in IL for your situation.

Exploring Conventional and FHA Loan Options in Lawrenceville, IL

Lendersa® is dedicated to securing you the best Conventional, USDA, or FHA loan swiftly and easily. Choose from one of three starting options to find matching lenders and loan programs.

(866) 226-8377 Lender's profile and map Reviews Banterra Bank 1501 US-45, Eldorado, IL, 62930 At Banterra, we’ve been proud to serve customers since 1975, providing local-style service from day one. We know that smart banking is about relationships and understanding our customer needs, and having an exceptional team on board to accomplish that. That’s why we’d like for you to get to know us, as well,
(217) 774-3322 Lender's profile and map Reviews First Federal Savings and Loan Association of Central Illinois 200 N Morgan Street, Shelbyville, IL, 62565 First Federal Savings & Loan Association of Central Illinois is the result of the merger of First Federal Savings & Loan Association of Shelbyville and Charleston Federal Savings & Loan. Both institutions were originally formed under state charters as cooperative home financing organizations to provide a safe place for their members.
(217) 728-4302 Lender's profile and map Reviews First Community Bank of Moultrie County 1 South Main Street, Sullivan, IL, 61951 The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois. Mobile and traditional directions to this location can be found below along with ratings
(618) 283-1141 Lender's profile and map Reviews The FNB Community Bank 432 W. Gallatin St., Vandalia, IL, 62471 The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
(217) 832-2631 Lender's profile and map Reviews Villa Grove State Bank 10 N Main St, Villa Grove, IL, 61956 Villa Grove State Bank opened for business on November 1, 1919. Our story began at 10 N. Main Street in Villa Grove, in what was then known as the Combs building and had been previously occupied by the Morrison Grocery Store, and we are still there today to serve our customers and community. As the bank has continued to grow
(812) 358-4000 Lender's profile and map Reviews The Peoples Bank 100 N. Main St., Brownstown, IN, 47220 Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
(217) 665-3321 Lender's profile and map Reviews Scott State Bank 101 West Main St., Bethany, IL, 61914 Scott State Bank, originally named The Exchange Bank, was established in 1887. A. R. Scott, the founder, had an iron safe in his mill office and a number of his customers would leave money in it for safekeeping. He also cashed grain checks, and in this manner he “drifted” into the banking business.
(317) 831-0110 Lender's profile and map Reviews Citizens Bank 33 N Indiana St, Mooresville, IN, 46158 Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
(317) 831-8355 Lender's profile and map Reviews Five Star Mortgage Solutions 19 East Main Street, Mooresville, IN, 46158 "Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
(217) 684-2600 Lender's profile and map Reviews Philo Exchange Bank 102 W Washington St, Philo, IL, 61864 Philo Exchange Bank's history spans six generations of customers across East Central Illinois. Started in 1883 by Dr. Calvin Ebeneezer Parker, the bank was purchased by Elisha Hazen, a local grain and implement dealer in 1899. The bank took over Philo State Bank in 1933. Nathan Rice succeeded the Hazen family leadership in 1952.
(812) 372-6091 Lender's profile and map Reviews B & I Federal Credit Union 740 North Marr Road, Columbus, IN, 47201 B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country