FHA VS Conventional loan programs in Palatine, Cook County, Illinois
In 2025, the Conventional loan limit for Palatine in the county of Cook, IL, is $726,200. In contrast, the FHA loan limit is $472,030 for a single-family home.
Employ the Lendersa® Conventional loan calculator to evaluate today's prime rates for Conventional, FHA, and USDA loans. This tool assists in identifying the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator shows side-by-side comparisons of Conforming Conventional loans with USDA, FHA, and VA options, aiding your decision on which program in IL aligns best with your financial situation.
2025 Loan Limits & Down Payment Requirements in Palatine, Cook, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
Note: The table above applies to these zip codes: 60074, 60067, 60055, 60095
Conventional and FHA Loan Choices in Palatine, IL
The mission of Lendersa® is to expedite the process of obtaining the most suitable Conventional, USDA, or FHA loan. Start with one of the three paths provided, each designed to connect you with compatible lenders and loan programs.
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