Explore the differences! FHA VS Conventional loan programs in Pana, Christian County, Illinois

In 2025, Convetional loan limit in Pana, county of Christian, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Pana, county of Christian, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 62557

Conventional and FHA loan options in Pana, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • TRAILWEST BANK
  • 11300 US Highway 93 S, Lolo, MT, 59847
  • TrailWest Bank is an FDIC insured, locally-owned, independent bank serving western Montana. For over three decades, we have provided the people and businesses of the Ravalli, Missoula, Mineral, and Flathead Counties with a wide range of secure and dependable financial services—all with a commitment to personal service.
  • Three Rivers Bank of Montana
  • 233 East Idaho, Kalispell, MT, 59901
  • Three Rivers Bank of Montana is a place where you can still get to know your banker, get personalized attention and quick answers because we are independently owned and locally operated. We are a vital contributor of time, talent, and resources to the community we serve. We are dedicated to enhancing our shareholders value.
  • Whitefish Credit Union - Columbia Falls Branch
  • 1845 Highway 93 South, Columbia Falls, MT, 59901
  • Whitefish Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union, dedicated to bettering our members’ financial health.Credit Union does business differently. Since 1934, we’ve been a not-for-profit, community focused credit union.
  • Glacier Bank
  • 202 Main St, Kalispell, MT, 59901
  • Glacier Bank was founded in 1955 in Kalispell, Montana. We have Banking offices in Flathead County (9), Lake County (2), Lincoln County (2), Butte-Silverbow (2) and Anaconda in Deer Lodge County. We are pleased to offer a full range of financial products and services including Personal and Business Deposit Accounts
  • Reliance Lending Northwest
  • 30 5th Street East, Suite 102, Kalispell, MT, 59901
  • At Reliance Lending Northwest we We understand. Every client has a different level of experience, financial stability, and plan for their future. We extend an unexpected level of personal service to find the right home loan for you, in the Flathead Valley, based on your buying situation.
  • Mountain Lake Mortgage
  • 1830 3rd Ave East, Suite 201, Kalispell, MT, 59901
  • Mountain Lake Mortgage our mission is to use our wealth of experience and resourcefulness to serve our clients, to put their best interest ahead of our own in every situation and to live by the law of abundance. We thrive on building trust based relationships with everyone we serve.
  • Valley Bank of Ronan
  • 63659 US Hwy 93 S, Ronan, MT, 59864
  • The beginning of Valley Banks was truly a community effort & one of the things that makes small town life so special. Members of the community from up & down the valley came together to raise the capital necessary to get a local community bank off the ground. We are a State Chartered community bank located in the heart of the Mission Valley in MT.
  • Eagle Bank - MT
  • 80 Heritage Lane, Polson, MT, 59860
  • Our mission is to provide superior financial services while fostering lifetime relationships based on our philosophy that people matter most. Eagle Bank is truly a “Community Bank” with the Confederated Salish and Kootenai Tribes owning the bank on behalf of their approximately 8, 000 members.