Conventional Vs. FHA Lending requirements Shelbyville, IL in 2025

For 2025, the maximum Conventional loan limit in Shelbyville, within Shelby county of IL, is established at $726,200. Meanwhile, the FHA ceiling for a single-family home is $472,030. These figures are critical for anyone looking to finance a home in these areas and plan accordingly.

Make use of Lendersa’s® advanced Conventional loan calculator to effectively compare the best rates from Conventional, FHA, and USDA loans. This tool helps in determining the necessary income, credit score, reserves, and documents required for loan qualification. By reviewing the options side by side—Conforming Conventional, USDA, FHA, and VA loans—you can select the best-suited program in IL for your unique financial situation.

Exploring Conventional and FHA Loan Options in Shelbyville, IL

The core mission of Lendersa® is to provide the best possible loan options, whether Conventional, USDA, or FHA, quickly and without complexity. Select one of three available starting paths to connect with suitable lenders and discover ideal loan programs that meet your needs.

Inspect results from Lendersa USDA loan requests

(618) 899-7792 Lender's profile and map Reviews MBN Services Corp, Inc 1901 Sarah Dr, Olney, IL, 62450 With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!
(217) 897-1136 Lender's profile and map Reviews Fisher National Bank 102 E. Division, Fisher, IL, 61843 The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.
(800) 252-6950 Lender's profile and map Reviews Credit Union 1 200 E Champaign Avenue, Rantoul, IL, 61866 Our History: In 1958, Chanute Military Credit Union opened its doors on the Chanute Air Force Base in Rantoul, Illinois to serve military personnel and their families. With the government's announcement of plans to close the Chanute Air Force Base, plans were made to expand the credit union in order to continue to serve those faithful.
(618) 650-3760 Lender's profile and map Reviews SIUe CREDIT UNION 1566 Lewis Road, Edwardsville, IL, 62025 SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
(800) 888-4728 Lender's profile and map Reviews Scott Credit Union 101 Credit Union Way, Edwardsville, IL, 62025 Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
(618) 692-1470 Lender's profile and map Reviews Mortgage Makers Mortgage Makers, Edwardsville, IL, 62025 Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(618) 659-8500 Lender's profile and map Reviews American Home Lending USA, LLC 230 S Buchanan St, Suite A, Edwardsville, IL, 62025 American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
(217) 632-3241 Lender's profile and map Reviews Alliance Community Bank 321 N. Sixth Street, Petersburg, IL, 62675 Alliance Community Bank is a $325 million financial institution operating four full service bank locations in Menard and Sangamon Counties. Trust services as well as the non-insured ACB Wealth Management division compliment the full array of traditional FDIC insured banking products offered through the bank.
(877) 996-9998 Lender's profile and map Reviews Team USA Mortgage 1709 Tullamore Ave, Suite D, Bloomington, IL, 61704 "Team USA Mortgage is a national mortgage company offering retail mortgages and employment opportunities for qualified groups and individuals. Team USA Mortgage is committed to serving customers in all licensed states. Our core values of Honesty, Integrity, and Transparency flow from the corporate office
(309) 664-9100 Lender's profile and map Reviews FIRST STATE MORTGAGE 502 N. Hershey Road, Bloomington, IL, 61704 First State Mortgage (FSM), a subsidiary of First State Bank, Member FDIC, was founded in 2007 by a group of veteran bankers who have been working together in the residential First State Mortgage industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality.
(888) 664-9108 Lender's profile and map Reviews First State Mortgage Services, LLC 502 North Hershey Road, Bloomington, IL, 61704 First State Mortgage was founded in 2007 by a group of veteran bankers who have been working together in the residential mortgage services industry for more than 20 years. Our goal is to provide a comprehensive range of mortgage products, competitive pricing, and high quality, ethical mortgage services.