FHA VS Conventional loan in Rantoul, Champaign County, Illinois

In the year 2025, the conventional loan cap in Rantoul, located in Champaign county, IL is set at $726,200. For FHA loans aimed at single-family homes, the limit is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA options, and assess the necessary income, credit, reserves, and documents for qualification. With this powerful tool, compare Conforming Conventional loans with USDA, FHA, and VA offers side by side to determine the most suitable program in IL for your financial circumstances.

Evaluate loan proposals from 100 lenders

Loan ceilings and required downpayments for 2025 in Rantoul, including Champaign county, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is relevant to the following zip codes: 61866

Exploring Conventional and FHA loan alternatives in Rantoul, IL

The mission of Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan quickly and with ease. Begin with one of three options to discover compatible lenders and loan products.

Insight into USDA loan requests and matching by Lendersa


  • The Shintani Group Inc.
  • 10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
  • Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
  • City Capital Realty
  • 1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
  • We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
  • Arixa Capital
  • 10940 WILSHIRE BLVD, SUITE 2300, Los Angeles, CA, 90024
  • Arixa Capital has built a full-service lending and loan servicing platform to ensure a steady flow of investments for our funds. For our investors, we strive to provide attractive steady income and stable returns with a focus on capital preservation. On every investment we make, we work to maintain a healthy margin of safety. .
  • Crosswind Financial
  • 10960 Wilshire Blvd, Suite 1050, Los Angeles, CA, 90024
  • Arixa Capital is a real estate investment manager and non-bank lender based in Los Angeles.Our objective is to deliver attractive,consistent returns by investing in underserved niches such as making small balance loans to real estate investors and developers.Founded in 2006, Company specializes in managing co-mingled discretionary investment funds.
  • Benefit Mortgage
  • 6167 Bristol Parkway, Suite 345, Culver City, CA, 90230
  • Benefit Mortgage was formed by financial industry veterans with vast expertise and a singular mission: to educate experienced homeowners on how to use a reverse mortgage safely as a retirement tool. We’ve helped countless homeowners proficiently utilize their home equity as an element of their retirement portfolio.
  • Parishioners Federal Credit Union
  • 2355 Crenshaw Blvd, Suite 100, Torrance, CA, 90501
  • Since 1961, Parishioners Federal Credit Union has provided its members with greater financial value than they could receive anywhere else. We were founded and chartered thanks to the efforts of Monsignor J. Augustine O'Gorman of St. James Parish in Redondo Beach. He realized that a member-owned financial cooperative would understand.
  • Henry Munoz Real Estate Loans
  • 2430 Torrance Blvd, Suite F, Torrance, CA, 90501
  • Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
  • Pryority Lending Group
  • 1635 Crenshaw Blvd, Torrance, CA, 90501
  • Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.
  • Trec Lending Inc
  • 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501
  • Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans