FHA VS Conventional loan programs in Rantoul, Champaign County, Illinois
In the year 2025, the conventional loan cap in Rantoul, located in Champaign county, IL is set at $726,200. For FHA loans aimed at single-family homes, the limit is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA options, and assess the necessary income, credit, reserves, and documents for qualification. With this powerful tool, compare Conforming Conventional loans with USDA, FHA, and VA offers side by side to determine the most suitable program in IL for your financial circumstances.
Loan ceilings and required downpayments for 2025 in Rantoul, including Champaign county, IL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is relevant to the following zip codes: 61866
Exploring Conventional and FHA loan alternatives in Rantoul, IL
The mission of Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan quickly and with ease. Begin with one of three options to discover compatible lenders and loan products.
DearLender is available to help you navigate the many twists and turns of mortgage lending. We are here to assist with any questions or problems that may arise whether you are buying or refinancing a home, consolidating your debt, or need a business or construction loan. Our team of experts is primed and ready to help you find the money you need.
Southern Capital Mortgage Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2450 Atlanta Highway, Suite 1202, Cumming, GA, 30040
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
327 Dahlonega Street, Suite 102B, Cumming, GA, 30040
With over 27 years of experience in the mortgage industry Margaret knows what “service” means to this industry and how to deliver it in a timely manner. You will get a complete and confidential review of credit, debt, and income ensuring your comfort level with financing decisions and the mortgage you can afford.
Southern Equity Mortgage Services, LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia
We offer the personalized service that you desire. Our level of service won't be beaten and our track record proves this. We understand that buying a new home, refinancing your mortgage or cashing out your home equity is a big decision. With our quality service, we will simplify the process and help get the approved mortgage for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Statewide Federal Credit Union, we provide homegrown banking for the people of Mississippi. Helping hard-working folks get the personalized banking tools and financing solutions they need to reach their goals. We’ve been planting roots and building trust in Mississippi for generations.
Our mission is simple: To help members like you enjoy the best possible financial life. We do this with low fees for our services, competitive loan rates, and helpful advice whenever it’s needed. Every day, in every way, you can count on us as a partner in making the most of your money.
