FHA VS Conventional loan programs in 2025 for St.-Joseph, Champaign County, Illinois
For 2025, the maximum limit for a Conventional loan in St.-Joseph, located within the county of Champaign, IL, is set at $647,200. Meanwhile, the FHA loan cap for a single-family residence stands at $420,680.
Lendersa® offers a sophisticated Conventional loan calculator that allows you to compare current rates of Conventional, FHA, and USDA loans, determining the necessary income level, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator enables side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, helping you to decide which program in IL suits your particular financial circumstances best.
2025 Loan Limits and Down Payment Specifications in St.-Joseph, Champaign County, IL
Type of Loan
Maximum Loan Amount
Initial Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table of comparison is applicable to the following ZIP codes: 61873
Options for Conventional and FHA Loans in St.-Joseph, IL
Lendersa® strives to ensure you receive the most advantageous loan option, whether a Conventional, USDA, or FHA, in the quickest and most efficient manner possible. You can begin by selecting one of the three starting points provided, which lead to connections with suitable lenders and programs tailored to your needs.
1557 East Primrose Street, Suite B100, Springfield, MO, 65804
Mortgage lending has been a perfect fit for me. Customer service comes natural. Following up with clients, explaining their loan options and educating my clients through not only the loan process but the entire real estate timeline is what I excel at. The fact that I manage projects well,
TelComm Credit Union is a not-for-profit financial cooperative where members receive many benefits, such as high savings rates, low loan rates, and the security and convenience of a sound financial institution. Readers of the Springfield News-Leader have voted TelComm the "Best Credit Union" in the Ozarks for the 13th year in a row.
24050 Commerce Park, Suite 204, Beachwood, OH, 44120
We understand the business growth process & the pressures you may face in managing a growing enterprise. We will help you identify your growth goals & assess the financial needs of your growing business.We take time to understand your business & how it works.You get the financial resources you need, delivered in a way that best suits your business.
2680 NORTH MORELAND BOULEVARD APT 308, Cleveland, OH, 44120
BlueWorld Commercial is one of the fastest growing real estate corporations in America. Our company strives to provide the best commercial and residential services when it comes to buying, lending, and selling. Commercial is one of the fastest growing real estate corporations in America.
Great Southern Bank, headquartered in Springfield, Missouri, was founded in 1923 with a $5, 000 investment and six employees. In 1989, the bank became a publicly traded company (NASDAQ: GSBC) and has since grown into a multi-state franchise serving customers primarily in the Midwest.
"At Multipli Credit Union, we work to make your life easier through better interest rates, fewer fees and more personal service than you could ever get at a bank.
Every day, you’re trying to stretch that dollar. You’re trying to do more with less. Make ends meet. And bring home the things you need and want.
Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
The credit union was established on November 30, 1937 as the Hoover Employees Federal Credit Union. Thanks to progressive thinking by the Board of Directors, a community charter was obtained in 1980. This new charter opened the field of membership essentially to everyone living or employed in North Canton, Ohio.
