Explore the differences! FHA VS Conventional loan programs in St.-Joseph, Champaign County, Illinois
For 2025, the maximum limit for a Conventional loan in St.-Joseph, located within the county of Champaign, IL, is set at $647,200. Meanwhile, the FHA loan cap for a single-family residence stands at $420,680.
Lendersa® offers a sophisticated Conventional loan calculator that allows you to compare current rates of Conventional, FHA, and USDA loans, determining the necessary income level, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator enables side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans, helping you to decide which program in IL suits your particular financial circumstances best.
2025 Loan Limits and Down Payment Specifications in St.-Joseph, Champaign County, IL
Type of Loan
Maximum Loan Amount
Initial Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table of comparison is applicable to the following ZIP codes: 61873
Options for Conventional and FHA Loans in St.-Joseph, IL
Lendersa® strives to ensure you receive the most advantageous loan option, whether a Conventional, USDA, or FHA, in the quickest and most efficient manner possible. You can begin by selecting one of the three starting points provided, which lead to connections with suitable lenders and programs tailored to your needs.
9267 Haven Avenue, Suite 240, Rancho Cucamonga, CA, 91730
Our associates are professionals who specialize in Residential Real Estate purchase and refinance loans. We are experts adept in the process & procedures of the modern R.E. industry . Let us assist you today in your specific funding needs with a more personable, no pressure, boutique experience.
9223 Archibald Avenue, Suite J, Rancho Cucamonga, CA, 91730
We specialize in income tax preparation for individuals, small businesses and corporations. Our goal is to make tax time as painless as possible for our clients. We understand our customers have different priorities and we try to meet those expectations. Our prices are very competitive and we are open year-round to serve you.
8333 Foothill Boulevard, Suite 202, Rancho Cucamonga, CA, 91730
YSN Financial Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
8439 White Oak Ave, Suite 102, Rancho Cucamonga, CA, 91730
Chris Armen Real Estate and Finance We are out of the box game changers, natural born strategists and problem solvers doing it our way since day one. Our brand of Real Estate. Whether its a sale, purchase or refinance, our heart, soul and collective being go into your transaction.
9227 Haven Avenue, Suite 275, Rancho Cucamonga, CA, 91730
Empire Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
At ML Mortgage, we understand that the home mortgage process can be one of the biggest financial decisions of your life, so we have dedicated ourselves to ensuring that the process is as friendly, streamlined, and makes as much financial sense to you as possible. We at ML Mortgage understand that it’s a BIG DEAL.
10718 Civic Center Drive, Rancho Cucamonga, CA, 91730
Here at Home Funding Corp. we offer the stability and product selection of a large corporation, with the service of an independent business. In our 20-year history we have never had a layoff. Our turn around time for FHA loans is 16 business days, and our conventional financing typically takes 8-10 business days. Our staff is all in house,
9045 Haven Ave. Ste 106, Rancho Cucamonga, CA, 91730
New Beginnings Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
