FHA VS Conventional loan programs in Urbana, Champaign County, Illinois

In 2024, Convetional loan limit in Urbana, county of Champaign, IL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in IL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Urbana, county of Champaign, IL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 61801, 61802, 61803

Conventional and FHA loan options in Urbana, IL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Susana Rhoades Lending Team
  • 414 Yale Avenue, Claremont, CA, 91711
  • Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
  • Crescent Tree Corporation
  • 206 W Bonita Ave, Suite 2-N, Claremont, CA, 91711
  • Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"
  • HomeStart Realty & Loans
  • 4740 Green River Rd, Suite 217, Corona, CA, 92880
  • HomeStart is able to represent you with any Real Estate Services, Real Estate Agents or Mortgage Brokers.. Our goal is to focus on your immediate needs and structure a Plan to meet your goal. Let's face it, having face to face time weather it be an Office, Home visit, we want the opportunity to discuss and plan a program that is right for you.
  • Greenline Mortgage, Inc.
  • 765 N. Main St, Suite 134, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fairmont Financial
  • 1611 Pomona Road, Suite 115, Corona, CA, 92880
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Managed
  • 4740 Green River Road, Suite 114, Corona, CA, 92880
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific financing needs, so we strive to meet those specific needs with a wide array of mortgage products, combined with quality service and individual attention.
  • Corona Mortgage & Realty
  • 391 N Main St., Suite 206, Corona, CA, 92880
  • Welcome to Corona Mortgage, a professional mortgage company specializing in residential mortgages. At Corona Mortgage, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
  • Ruby Reds Home Loans
  • 12672 Limonite Ave. 3e, Corona, CA, 92880
  • We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process.At Ruby Reds Home Loans we strive to make you a client for life.