FHA VS Conventional loan in Red-Bud, Randolph County, Illinois

In 2025, the limit for Conventional loans in Red-Bud, situated in Randolph county, IL, is $647,200. For a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA options. Determine required income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator provides side-by-side views of Conforming Conventional loans, USDA, FHA, and VA, assisting you in selecting the best program in IL for your financial scenario.

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Loan Limits and Downpayment Requirements for 2025 in Red-Bud, Randolph County, IL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 62278

Conventional and FHA Loan Opportunities in Red-Bud, IL

The goal of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loans for you quickly and efficiently. Choose one of three initial steps to match with lenders and loan programs that align with your needs.

Overview of Lendersa's USDA loan requests and outcomes


  • Consumer Mortgage & Investment
  • 468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
  • Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
  • VA Choice Home Mortgage Inc.
  • 580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ingrid Laine, Senior Loan Officer
  • 780 Lynnhaven Parkway, Suite 400, Virginia Beach, VA, 23452
  • At Sun West Mortgage Company, Inc. (Sun West), we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speeds. Our focus on technology has given us an edge in the mortgage industry
  • Atlantic Mortgage and Funding, Inc.
  • 780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
  • At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Firstmark Credit Union
  • 2023 Gold Canyon Drive, San Antonio, TX, 78232
  • In 1932, during the Great Depression, ten teachers agreed to establish a credit union to serve educators. San Antonio Teachers Credit Union (SATCU), the first state-chartered credit union in San Antonio, was born and proudly served members under that name for 70 years. In 2002, SATCU became Firstmark Credit Union.
  • All About Texas Vet Loans
  • 211 N. Loop 1604 E, Suite 260, San Antonio, TX, 78232
  • We are a Mortgage Banking firm, not a Mortgage Broker. The biggest single difference is that Mortgage Banking firms lend their own money. Mortgage Brokers assemble your information, then go out on the open market and place your file in someone else’s hands. We never lose control of your file, because we never give your file to anyone else.
  • Megamerica Mortgage Group, INC
  • 17020 San Pedro, San Antonio, TX, 78232
  • Megamerica Mortgage Group, Inc. operates as a full service mortgage broker and correspondent lender. Megamerica was founded in 1994 by Ron Wakefield as a vehicle for mortgage brokers and loan officers to increase their profits by going into business for themselves, yet still having the benefits of a larger company.
  • MARQUEE MORTGAGE
  • 16410 Blanco Road, Suite 3, San Antonio, TX, 78232
  • Marquee Mortgage offer the best mortgage tools available on the Internet easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" TRUSTED ADVISOR to guide you through the often difficult and confusing process.