Conventional Loans Vs FHA in Waterloo, IL [in 2025]

During 2025, the maximum amount for a Conventional loan in Waterloo located in the county of Monroe, IL, is determined to be $726,200. In contrast, the FHA loan threshold is established at $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator as a tool to compare the current best rates available for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit standing, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal financial program in IL that aligns with your specific needs.

Available Options for Conventional and FHA Loans in Waterloo, IL

The primary aim of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three streamlined starting points that connect you with matching lenders and loan programs tailored to your requirements.

Submit an ultimate loan request to optimize Conventional, USDA, and FHA terms and receive the best possible offer tailored to your needs.
Evaluate and discover rates & terms for Conventional, USDA, and FHA loans before taking further steps to ensure you are well-informed.
Access the most comprehensive database of Conventional lenders to find the perfect match for your financial goals.

Lendersa USDA loan request and matching results

(972) 233-8806 Lender's profile and map Reviews Absolute Mortgage & Lending 540 Lapalco Blvd, Gretna, LA, 70056 We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
(985) 785-8411 Lender's profile and map Reviews First National Bank USA 13386 Hwy 90, Boutte, LA, 70039 Some customers may need more assistance than can be provided by an Online Banking site. It is for this reason that First National Bank USA continues to provide additional auxiliary aids and services, including accepting toll-free telephone calls from customers who may have questions or need assistance regarding their accounts
(706) 437-9977 Lender's profile and map Reviews Southern Bank 855 North Liberty Street, Waynesboro, GA, 30830 We were founded by people who wanted to offer a better banking experience—one with the technical prowess of a big bank and the personal service of a community bank. The Southern Bank blends those two experiences into one, with business-minded bankers delivering big-bank technology without losing the warmth and classic
(706) 554-8100 Lender's profile and map Reviews The First National Bank of Waynesboro 626 North Liberty Street, Waynesboro, GA, 30830 The mission of First National Bank of Waynesboro is to be the most innovative, trustworthy, friendly financial institution with the community’s interests at heart. First National Bank of Waynesboro strives to inform, educate, & develop the most up to date technology & services for all customers’ financial needs in Burke County & surrounding areas.
(336) 662-6200 Lender's profile and map Reviews Summit Credit Union 8210 West Market Street, Greensboro, NC, 27409 Summit Credit Union is a not-for-profit cooperative serving members since 1935. Summit is a full service financial institution offering products from traditional savings and checking accounts, to lending, financial advising, property, life, casualty insurance, and more. We have eight branches conveniently located throughout North Carolina.
(308) 362-4226 Lender's profile and map Reviews Community First Bank 122 South Commercial, Maywood, NE, 69038 Community First Bank takes pride in serving the area as an independently owned community bank since 1917. Community First Bank in Trenton, NE, formerly State Bank of Trenton was chartered in 1917 by Adolf Thuman. The bank has been a family tradition ever since. In 1971, Adolf’s son D. Roger Thuman took over for his dad
(320) 283-5149 Lender's profile and map Reviews Lowry State Bank 400 Florence Avenue, Lowry, MN, 56349 Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President. On November 8, 1932, the Bank assumed the assets.
(605) 882-2357 Lender's profile and map Reviews Avanti Federal Credit Union 1620 Fourth Street NE, Watertown, SD, 57201 Avanti Federal Credit Union has been open since 1953. It's the 23rd largest credit union in South Dakota with assets totaling $29.61 Million and providing banking services to more than 3, 000 members as of March 2022. People living, working, or worshipping in the credit union's geographic area can become a member and access banking services.
(504) 362-1235 Lender's profile and map Reviews URBAN HOUSING MORTGAGE & REALTY GROUP, LLC 1525 Lapalco Blvd, Suite 19, Harvey, LA, 70058 Urban Housing Mortgage is a full service Correspondent Lending Firm offering residential loan products and services. We are currently licensed in the states of Louisiana and Mississippi, with plans in place for further expansion. Since our inception, Urban Housing Mortgage has consistently met the needs of the community with new ideas.
(504) 265-6515 Lender's profile and map Reviews NOLA Hard Money Services LLC 325 Manhattan Blvd, Harvey, LA, 70058 NOLA Hard Money is led by a group of investors with deep roots in the New Orleans real estate market and active in it for more than 30 years.We have an eye for value and build long-term relationships with our clients. We strongly believe that the best marketing comes from current customers.
(304) 358-2311 Lender's profile and map Reviews Pendleton Community Bank 128 North Main Street, Franklin, WV, 26807 PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
(803) 978-2101 Lender's profile and map Reviews Palmetto Health Credit Union 9 Medical Park, Suite 240, Columbia, SC, 29203 PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.