Conventional Vs. FHA Lending requirements Waterloo, IL in 2025

During 2025, the maximum amount for a Conventional loan in Waterloo located in the county of Monroe, IL, is determined to be $726,200. In contrast, the FHA loan threshold is established at $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator as a tool to compare the current best rates available for Conventional, FHA, and USDA loans. This tool will help determine the necessary income, credit standing, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal financial program in IL that aligns with your specific needs.

Available Options for Conventional and FHA Loans in Waterloo, IL

The primary aim of Lendersa® is to help you secure the most advantageous Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three streamlined starting points that connect you with matching lenders and loan programs tailored to your requirements.

Submit an ultimate loan request to optimize Conventional, USDA, and FHA terms and receive the best possible offer tailored to your needs.
Evaluate and discover rates & terms for Conventional, USDA, and FHA loans before taking further steps to ensure you are well-informed.
Access the most comprehensive database of Conventional lenders to find the perfect match for your financial goals.

Lendersa USDA loan request and matching results

(671) 477-8736 Lender's profile and map Reviews Coast360 Federal Credit Unio 450 Route 8, Hagatna, GU, 96910 Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
(618) 282-3939 Lender's profile and map Reviews North County Savings Bank 411 W Market St, Red Bud, IL, 62278 North County Savings Bank was first chartered in 1887 as Evansville Building & Loan Association. The Building & Loan was located in the former Pautler Hotel in Evansville, IL. In 1973 our savings institution was approved for a location in Red Bud, IL and it became our home office with a branch in Evansville, IL.
(636) 931-2121 Lender's profile and map Reviews Wright Financial Inc 1108 North Truman Boulevard, Crystal City, MO, 63019 Wright Financial Inc. has been in business for over 25 years with experience in the financial industry. Rex and Susan Wright are the owners of the company. We work on effective options, aimed at giving you the best solution. We operate in St. Louis and surrounding areas and specifically Jefferson County.
(618) 233-6400 Lender's profile and map Reviews Bank of Belleville 215 South Illinois St, Belleville, IL, 62220 We are invested in making the communities we serve stronger and providing the best experience for our clients. “Smaller Bank, Bigger Service, Stronger Community” is not just a tagline; it’s a promise. Our commitment to client and community service is at the forefront of everything we do.
(618) 978-4048 Lender's profile and map Reviews SUPERIOR HOME LOANS LLC 301 West A Street, Belleville, IL, 62220 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(636) 282-4900 Lender's profile and map Reviews Family Finance Mortgage 1787 Jeffco Boulevard, Arnold, MO, 63010 Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
(314) 631-5500 Lender's profile and map Reviews Midwest BankCentre 2191 Lemay Ferry Road, St. Louis, MO, 63125 We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
(314) 452-2132 Lender's profile and map Reviews Assured Mortgage service 9521 S. Broadway, Lemay, MO, 63125 At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
(618) 588-3511 Lender's profile and map Reviews FCB Banks 2610 N Illinois St, Swansea, IL, 62226 FCB Banks are committed to being your first choice for financial services.We are locally owned and managed with experienced staff and officers and FCB Banks is a bank with operations in one state. FCB Banks offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA, construction and bridge loan mortgages
(314) 487-5628 Lender's profile and map Reviews Members 1st Credit Union 4702 Mattis Road, Saint Louis, MO, 63128 Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.
(636) 937-5351 Lender's profile and map Reviews Midwest Regional Bank 363 Festus Centre Dr, Festus, MO, 63028 The Bank of Tradition and Progress Founded in 1894 as The Bank of Otterville, our Bank has a long-standing tradition of providingMidwest Regional Bank is a Bank with operations in fifty states. Midwest Regional Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and USDA mortgages
(618) 233-8073 Lender's profile and map Reviews Catholic & Community Credit Union 1109 Hartman Lane, Shiloh, IL, 62221 Catholic & Community Credit Union to focus solely on serving our members and to provide the best possible loan and saving rates in a friendly and professional manner.Each member of this organization is an owner, and the money contributed to credit union accounts helps to support all members and their financial goals. Because of this cooperative.